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48 Manor Ct #48, Springfield, MA, 01118

2beds
1baths
875sqft
$129,000
$147price/sqft
$1,222/moest. monthly cost
$48,880/yrincome needed

About This Home

Attractive, very affordable, comfortable 2 Bedroom 1 Bath Townhouse with, heat, hot water, gas, cooking, laundry facilities, water/sewer fees & outside maintenance, taxes all included. Wood laminate & Berber carpet flooring in main rooms. Desirable end unit has its own patio and dedicated parking spot right near the back door for convenience. Unit is set in a handy campus location, right near the laundry entrance. Dedicated storage area too. If financing this co-op, buyers need a good credit (680+) score and 10-20% down. Buyers mostly use National Coop Bank, as many traditional lenders will not lend. Buyers must apply to the Coop for membership approval. Unit must be owner occupied, no renting or sub-leasing is allowed. Sale is a shareholder member ownership, buyer does not own the unit. Sale is subject to co-op board approval with application and CORI fees paid by Buyer plus pre-approval from lender and/or proof of funds. Close to shopping, restaurants & city bus lines

Getting Around

34
WalkingCar-Dependent
50
TransitGood Transit
21
BikeSomewhat Bikeable

Schools

3/10
STEM Middle AcademyGrades 6-82.4 mi
--
Springfield High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Stock Cooperative,Townhouse

Interior

Appliances

  • Appliances included: Disposal
  • Laundry features: Common Area,In Building

Bathroom1

  • Features: Bathroom - With Tub & Shower, Flooring - Vinyl
  • Level: Second

Bedroom2

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring - Laminate, Flooring - Wood, Cable Hookup, Open Floorplan
  • Level: Main,First

Features

  • Door features: Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Wood,Carpet
  • Finished area above ground: 875
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 875
  • Total interior livable area: 875 sqft

Kitchen

  • Features: Flooring - Laminate, Flooring - Wood, Exterior Access
  • Level: Main,First

Living Room

  • Features: Flooring - Wall to Wall Carpet, Exterior Access, Open Floorplan
  • Level: Main,First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Property

Details

  • Zoning: Coop
  • Exclusions: Appliances And Wall Unit Air Conditioners

Features

  • Entry location: Unit Placement(Street)
  • Patio & porch: Patio
  • Exterior features: Patio

Parking

  • Total spaces: 1
  • Parking features: Assigned,Common
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$65$780
Property Taxes $151$1,812
Electricity $354$4,259
Total$1,222$14,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,897/yr
40% on housing$36,660/yr
45% on housing$32,586/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 01118$176
Hampden County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 01118$245
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$129,000
2022-11-01Sold$90,000
2022-10-16Pending sale$90,000
2022-10-16Contingent$90,000
2022-10-07Listed for sale$90,000
2018-07-24Listing removed$54,900
2018-07-17Listed for sale$54,900

For Sale by Agent

AgentBrianna Davis
BrokerageJ. Brown Realty

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