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12724 Co Hwy K-42, Sloan, IA, 51055

2beds
3baths
3,424sqft
$699,900
$204price/sqft
$4,790/moest. monthly cost
$191,600/yrincome needed

About This Home

Come home to 12724 K42 County Highway in Sloan, IA. This 12.81 +/- acres, ranch home built in 1997 with 3,424 finished sq ft, 2 car attached garage, shop that was built in 2005 that is 60 x 120, barn, 4 parcels included, and 8 storage units 11 x 23 each. Let's walk inside the front door to the living room that has vaulted ceilings with open concept the dining area. The dining area is open concept to the kitchen that is oversized as well. You have an oversized office that has a 3/4 bathroom attached just inside the side door, great place to have a bathroom on an acreage. Laundry room is just inside the garage door. On the other side of the ranch home is the master bedroom, with oversized closets, a full bathroom that has doors for the toilet space and enclosed doors for the shower. And one other bedroom on the main level. Downstairs has an oversized family room, storage room, a big hobby room, 2 more rooms without egress windows, and a full bathroom. Also, storage under the stairs & utility room. This ranch home has so much to offer & is move in ready! This acreage has 10.53 +/- acres that are CREP. The oversized shop for your hobbies or storage. Lots of storage spaces that can be rented or used for own use. Things you should know: Metal roof replaced in 2024, By Walker Brothers Roofing & TOT for the Septic has been completed as well. Make sure to come check this acreage out!!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
7/10
Westwood High SchoolGrades 7-124.3 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 1,536
  • Finished area above ground: 1,888

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,424
  • Total interior livable area: 3,424 sqft

Property

Details

  • Parcel number: 854713400002+3 more

Lot

  • Lot size: 12.70 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Drought
Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$378$4,536
Property Taxes $618$7,416
Electricity $255$3,064
Total$4,790$57,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,228/yr
40% on housing$143,700/yr
45% on housing$127,733/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 51055$203
Monona County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 51055$212
Monona County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Price change$659,900
2026-06-10Listed for sale$699,900
2023-02-28Listing removed--
2018-07-13Pending sale$599,000
2018-07-13Listed for sale$599,000

For Sale by Agent

AgentJessica Tadlock
BrokerageCentury 21 ProLink

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