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511 W Passaic St, Peachland, NC, 28133

4beds
3baths
3,126sqft
$529,000
$169price/sqft
$3,491/moest. monthly cost
$139,640/yrincome needed

About This Home

***Huge Price Improvement*** Headline: 4 Bedrooms. 2.5 Baths. 3,100+ Sq Ft. A Home That Stands Above the Rest. This is not your average home—and it’s not meant to be. Built in the 1930s and updated for modern living, this 4-bedroom, 2.5-bath property delivers space, character, and presence in one compelling package. Original hardwood floors, French doors, and custom built-ins set the tone, while multiple living areas—including a sunroom and formal dining space—offer versatility for entertaining or everyday life. The upgraded kitchen features granite countertops and stainless appliances, blending style and function seamlessly. Two fireplaces and a coffered ceiling elevate the interior, giving the home a level of distinction rarely found at this price point. Outside, the covered front porch and expansive yard create the perfect setting for relaxing evenings or weekend gatherings. A detached garage adds even more value and flexibility.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

2/10
Anson Middle SchoolGrades 7-810.5 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Plumbed For Ice Maker
  • Laundry features: Laundry Room,Main Level,Washer Hookup

Bathroom Full

  • Level: Main
  • Area: 81.485
  • Dimensions: 10' 9" X 7' 7"

Bathroom Full

  • Level: Upper
  • Area: 52.0614
  • Dimensions: 9' 4" X 5' 7"

Bathroom Half

  • Level: Main
  • Area: 25.2414
  • Dimensions: 3' 4" X 7' 7"

Bedroom S

  • Level: Upper
  • Area: 222.015
  • Dimensions: 14' 3" X 15' 7"

Bedroom S

  • Level: Upper
  • Area: 232.4536
  • Dimensions: 14' 11" X 15' 7"

Bedroom S

  • Level: Upper
  • Area: 244.0986
  • Dimensions: 15' 10" X 15' 5"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 251.9286
  • Dimensions: 16' 2" X 15' 7"

Family Room

  • Level: Main
  • Area: 201.42
  • Dimensions: 14' 11" X 13' 6"

Features

  • Flooring: Tile,Wood
  • Fireplace features: Family Room,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 3,126

Heating & Cooling

  • Heating features: Floor Furnace,Heat Pump,Propane
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,126
  • Total interior livable area: 3,126 sqft

Kitchen

  • Level: Main
  • Area: 162.735
  • Dimensions: 14' 3" X 11' 5"

Living Room

  • Level: Main
  • Area: 341.8614
  • Dimensions: 22' 2" X 15' 5"

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main
  • Area: 226.3364
  • Dimensions: 14' 11" X 15' 2"

Sunroom

  • Level: Upper
  • Area: 227.125
  • Dimensions: 19' 9" X 11' 6"

Utility Room

  • Level: Main
  • Area: 52.0614
  • Dimensions: 9' 4" X 5' 7"

Utility Room

  • Level: Upper
  • Area: 52.0614
  • Dimensions: 9' 4" X 5' 7"

Property

Details

  • Parcel number: 64151684210300
  • Zoning: HB
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Waterfront features: None

Lot

  • Lot size: 1.67 Acres
  • Features: Cleared,Open Lot,Wooded

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Circular Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Lightning

FEMA Declared Disasters in Anson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$227$2,724
Property Taxes $299$3,588
Electricity $291$3,493
Total$3,491$41,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,691/yr
40% on housing$104,730/yr
45% on housing$93,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 28133$140
Anson County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 28133$236
Anson County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$499,900
2026-07-15Price change$529,000
2026-05-26Price change$539,900
2026-04-10Listed for sale$549,000
2024-09-10Sold$175,000
2024-07-26Listed for sale$225,000
2019-03-28Sold$115,000
2019-02-18Pending sale$139,900
2019-01-23Price change$139,900
2019-01-10Listed for sale$169,900
2019-01-04Pending sale$169,900
2018-10-30Listed for sale$169,900
2018-10-08Pending sale$169,900
2018-08-28Price change$169,900
2018-07-12Listed for sale$179,900

For Sale by Agent

AgentPhillip Rushing
BrokerageCentral Carolina Real Estate Group LLC

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