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10844 SE HIGHWAY 42, Summerfield, FL, 34491

6beds
4baths
3,800sqft
$1,150,000
$303price/sqft
$7,610/moest. monthly cost
$304,400/yrincome needed

About This Home

Rare Dual-Residence Concrete Block Estate on 6.7 Fully Fenced Acres in Summerfield, Florida Exceptional multi-generational estate featuring two site-built concrete block homes, 8 total garage bays, extensive workshop space, solar power, RV guest accommodations, and fully fenced livestock-ready acreage. Located at 10844 SE Highway 42, Summerfield, FL 34491, this unique property offers privacy, versatility, and quality construction throughout. Main Residence (2,200 Sq Ft | Built 2006) Beautifully updated 3-bedroom, 2-bath split floor plan home with den and expansive sunroom overlooking a peaceful Zen garden. Recent upgrades include new roof, new A/C, recent windows, recent hot water heater, remodeled kitchen, and fully renovated primary bath and custom closet. Main home features: - Attached 2-car concrete block garage - Additional covered 2-car parking - Detached 4-car concrete block workshop garage - mother-in-law suite Second Residence (1,600 Sq Ft) Well-appointed 3-bedroom, 2-bath concrete block home with split floor plan, open living areas, high ceilings, attached 2-car garage, and oversized covered rear patio. Additional Property Features - Solar system offsetting approximately 50% of electrical usage - 24-ft covered RV guest house with porch, electric, and sewer hookup - 50-amp generator hookup - Fully fenced private yard - Tiki bar - Pole barn - Greenhouse - Barn - Chicken house - Fully fenced pasture suitable for livestock Ideal for multi-generational living, income-producing opportunities, homesteading, hobby farming, or workshop/business use. A truly rare opportunity to own a turnkey Florida acreage estate offering exceptional flexibility and lifestyle potential.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Lake Weir Middle SchoolGrades 6-81.5 mi
2/10
Lake Weir High SchoolGrades 9-126.8 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Den

  • Level: First

Features

  • Ceiling Fan(s),Open Floorplan,Stone Counters,Walk-In Closet(s)
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,800
  • Total interior livable area: 3,800 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 4828200000
  • Zoning: A1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed
  • Exterior features: Other
  • Has view: Yes
  • View description: Garden,Trees/Woods

Lot

  • Lot size: 6.70 Acres
  • Features: Landscaped

Parking

  • Total spaces: 10
  • Parking features: Garage Faces Side,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 8
  • Covered spaces: 10
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$723$8,676
Property Taxes $690$8,280
Electricity $382$4,589
Total$7,610$91,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,914/yr
40% on housing$228,300/yr
45% on housing$202,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 34491$196
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34491$176
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$1,150,000
2022-05-29Listing removed--
2022-05-27Listed for sale$990,000
2022-03-18Listing removed--
2022-03-08Price change$990,000
2022-02-26Listed for sale$999,000
2022-01-01Listing removed--
2021-12-07Listed for sale$999,000
2019-01-08Listing removed$795,000
2018-07-06Listed for sale$795,000

For Sale by Agent

AgentSinan Zakaria
BrokerageLISTED SIMPLY

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