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221 3rd St S, Columbus, MS, 39701

6beds
5baths
5,200sqft
$414,900
$80price/sqft
$3,895/moest. monthly cost
$155,800/yrincome needed

About This Home

The Walter Swoope Home is nestled in the heart of Historic Downtown Columbus, a short stroll to the Tennessee Williams Home, Catfish Alley, and the Riverwalk. This 6 bedroom, 4 1/2 bath beauty boasts over 5,000 square feet of carefully-remodeled space. Featuring: fully updated electric, plumbing, and air conditioning ~ classic heart pine flooring ~ open, modern kitchen with breakfast area & ample storage ~ majestic dual front porches ~ completely-remodeled primary suite with large walk-in closet, massive tile shower, freestanding tub, & dual vanities ~ screened back porch leading to huge, fenced-in backyard with wired outbuilding & covered patio with bar area & vintage brick fireplace/stove ~ downstairs boasts master suite, two living rooms , formal dining room, kitchen & office ~ upstairs has a second, two-room suite, 2 1/2 baths, nursery, laundry area, play room and several more rooms for you to use as you please (see floor plan in photos) ~ new flooring and hardware in all bathrooms ~ unfinished basement(roughly 400 sq feet) could be used for storage or for a cellar ~ updated dining room with custom paint and accent wall ~ new fencing on South side of property, including driveway gate ~ updated landscaping ~ fully updated plumbing in laundry and North side bathrooms ~ fresh paint in most interior rooms ~ ~ charging station for electric vehicle

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

3/10
Franklin AcademyGrades PK-50.4 mi
3/10
Columbus Middle SchoolGrades 6-84.9 mi
3/10
Columbus High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1852

Materials

  • Foundation: Conventional
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Antebellum
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Cooking Unit Details,Cooking Unit

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Window features: Single Pane Windows,Wood Frames
  • Flooring: Hardwood,Tile,Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 5,200
  • Total interior livable area: 5,200 sqft

Other

  • Level: First
  • Area: 102.02
  • Dimensions: 7.08 x 14.41

Property

Details

  • Parcel number: 61W450007800

Features

  • Waterfront features: None

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 109 x 198

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Hail
Ice Storm

FEMA Declared Disasters in Lowndes County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,097$25,164
Home Insurance *$1,129$13,548
Property Taxes $186$2,232
Electricity $483$5,802
Total$3,895$46,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,542/yr
40% on housing$116,850/yr
45% on housing$103,866/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 39701$97
Lowndes County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 39701$98
Lowndes County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$425,000
2026-02-21Listed for sale$439,000
2025-07-25Listing removed$444,900
2025-05-08Price change$444,900
2025-03-28Listed for sale$449,000
2024-11-03Listing removed$469,999
2024-09-23Price change$469,999
2024-07-06Price change$475,000
2024-04-06Listed for sale$489,977
2021-06-30Sold--
2020-05-02Listed for sale$299,950
2019-10-16Listing removed$370,000
2019-02-08Listed for sale$370,000
2018-10-22Listing removed$370,000
2018-07-24Price change$370,000
2018-07-03Listed for sale$395,000

For Sale by Agent

AgentCOLIN KRIEGER
BrokerageRE/MAX PARTNERS

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