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2527 Smithtown Rd, Morgantown, WV, 26508

2beds
1baths
960sqft
$130,000
$135price/sqft
$942/moest. monthly cost
$37,680/yrincome needed

About This Home

This cozy cabin is a unique 200 year old log home, tucked away on a secluded piece of land where a creek lazily goes by. Surrounded by laurel, Norwood spruce, and other trees, the property takes on a treehouse feel come spring and summer. A new furnace, installed in 2025, brings warmth and comfort through the colder months, while fans and windows keep things cool and breezy for summer. The home has city water, and the property is equipped with an incinerator in place of a normal septic system. The property is peaceful seclusion paired with easy access to everyday life. Conveniently located just minutes from the interstate and Morgantown.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
7/10
South Middle SchoolGrades 6-86.0 mi
7/10
Morgantown High SchoolGrades 9-126.8 mi

Construction

Condition

  • Year built: 1815

Materials

  • Foundation: Concrete Perimeter,Other
  • Roof: Metal
  • Construction materials: Log,Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer,Gas Stove Connection

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Concrete

Bedroom2

  • Level: Second
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Wood Floor,Built-in Features
  • Level: First
  • Area: 100

Features

  • Flooring: Wood,Laminate
  • Fireplace features: None
  • Attic: Interior Access Only
  • Finished area below ground: 0
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,390
  • Total interior livable area: 960 sqft

Kitchen

  • Features: Tile Floor
  • Level: First
  • Area: 64

Living Room

  • Features: Wood Floor
  • Level: First
  • Area: 165

Master Bedroom

  • Level: Second
  • Area: 90

Property

Details

  • Parcel number: 3105001900100000
  • Other equipment: Other

Features

  • Levels: 2
  • Stories: 2
  • Patio & porch: Porch
  • Fencing: None
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Stream/Creek

Lot

  • Lot size: 0.95 Acres
  • Features: Wooded
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: 2 Cars

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$43$516
Property Taxes $61$732
Electricity $181$2,178
Total$942$11,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,297/yr
40% on housing$28,260/yr
45% on housing$25,120/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 26508$192
Monongalia County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 26508$170
Monongalia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$110,000
2026-06-25Listed for sale$130,000
2026-04-24Sold$79,900
2026-03-18Contingent$79,900
2026-03-10Listed for sale$79,900

For Sale by Agent

AgentMALLORY MOHOLT
BrokerageEXP REALTY, LLC

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