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511 Harvest Point Road, Elizabeth City, NC, 27909

4beds
4baths
2,581sqft
$514,000
$199price/sqft
$3,336/moest. monthly cost
$133,440/yrincome needed

About This Home

Discover the perfect blend of comfort and space, in this beautiful 2-story home. Offering 4 spacious bedrooms, 3 full baths, and 1 half bath, this thoughtfully designed home features an inviting open-concept layout ideal for both everyday living and entertaining. The welcoming oversized front porch sets the tone, while inside you'll find a bright kitchen that flows seamlessly into the living room, creating the perfect gathering space. Additionally featuring a first-floor primary suite w/ 3 additional bedrooms on the second floor. Step outside to enjoy the covered patio overlooking a sprawling 3+acre lot located in a desirable water access community. Don't miss the opportunity to make this exceptional home your own! **PHOTOS ARE SIMILAR TO HOME BEING BUILT** ESTIMATED COMPLETION, JULY!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
Weeksville ElementaryGrades K-52.6 mi
6/10
River Road MiddleGrades 6-86.4 mi
2/10
Northeastern HighGrades 9-129.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),Ceiling Fan(s),Walk-In Closet(s)

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,581
  • Total interior livable area: 2,581 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 8940 961226
  • Zoning: R-35A
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Porch
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size: 3.01 Acres
  • Lot size dimensions: -

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Winter Weather
Cold Wave
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Pasquotank County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,599$31,188
Home Insurance *$223$2,676
Property Taxes $274$3,288
Electricity $240$2,884
Total$3,336$40,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,377/yr
40% on housing$100,080/yr
45% on housing$88,960/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 27909$153
Pasquotank County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 27909$185
Pasquotank County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-23Listed for sale$514,000
2025-10-27Sold$63,850
2025-09-24Contingent$65,000
2025-07-29Listed for sale$65,000
2020-09-27Listing removed$32,500
2020-09-05Pending sale$32,500
2020-08-05Listed for sale$32,500
2019-05-30Sold$14,000
2019-05-09Pending sale$15,000
2019-05-05Price change$15,000
2018-09-09Price change$22,000
2018-06-28Listed for sale$32,000

New Construction

AgentGretchen Keeter
BrokerageWater Street Real Estate Group

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