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7185 Giants Ridge Rd, Embarrass, MN, 55732

2beds
2baths
2,451sqft
$889,000
$363price/sqft
$5,611/moest. monthly cost
$224,440/yrincome needed

About This Home

$10,000 towards BUYERS CLOSING COSTS!!!! Ultimate Privacy & by Giants Ridge Golf & Ski Resort. Tucked away on a peaceful 25 acres of woods and wildlife, sits this exceptional log home that feels like it belongs in a magazine. 2+BR, spacious loft (easily convertible to a 3rd BR), this home offers flexible living & incredible character. The heart of the home is the open kitchen, dining, and living area featuring brand-new cabinets, stunning granite countertops, & updated stainless appliances. Massive center island with a bev fridge & seating. Dramatic floor-to-ceiling fieldstone fireplace anchors the living room, creating the perfect gathering spot. Bright 4-ssn 11x21 sunroom overlooking the woods and abundant wildlife. Outside, a brand-new wood-fired sauna building, a tranquil pond, & multiple outbuilding. The showstopper? A massive 32x64 heated pole building w water, electric, and a separate finished space ideal for many uses. This property abuts 160 acres of State land to the west, and minutes from Giants Ridge Golf & Ski.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Babbitt Elementary SchoolGrades PK-617.1 mi
6/10
Northeast Range SecondaryGrades 7-1217.1 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 2003

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Log,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater-Electric,Dishwasher,Dryer,Microwave,Range,Refrigerator

Bedroom

  • Level: Main
  • Area: 253.3
  • Dimensions: 17 x 14.9

Bedroom

  • Level: Upper
  • Area: 146.3
  • Dimensions: 11 x 13.3

Bedroom

  • Level: Upper
  • Area: 168
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Free Standing
  • Fireplace: Yes
  • Finished area below ground: 787
  • Finished area above ground: 1,664

Heating

  • Heating features: In Floor Heat,Propane,Electric

Interior Area

  • Total interior livable area: 2,451 sqft

Kitchen

  • Level: Main
  • Area: 312
  • Dimensions: 19.5 x 16

Living Room

  • Level: Main
  • Area: 253.5
  • Dimensions: 19.5 x 13

Office

  • Level: Upper
  • Area: 92.4
  • Dimensions: 7 x 13.2

Other

  • Level: Upper
  • Area: 237.6
  • Dimensions: 21.6 x 11

Property

Details

  • Parcel number: 330001004955
  • Zoning description: Residential
  • Foundation area: 1470

Lot

  • Lot size: 25 Acres
  • Lot size dimensions: 123.00 x 878.00

Parking

  • Total spaces: 9
  • Parking features: Detached,Heat,Plumbing
  • Has garage: Yes
  • Attached garage spaces: 9
  • Covered spaces: 9

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Heat Wave

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,495$53,940
Home Insurance *$155$1,860
Property Taxes $755$9,060
Electricity $206$2,480
Total$5,611$67,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,377/yr
40% on housing$168,330/yr
45% on housing$149,626/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 55732$163
St. Louis County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 55732
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$884,000
2026-05-16Listed for sale$889,000
2025-08-06Listing removed$612,000
2025-03-14Sold$500,000
2025-02-28Pending sale$534,000
2025-02-25Contingent$534,000
2025-02-24Pending sale$534,000
2025-02-14Listed for sale$534,000
2025-01-18Contingent$534,000
2025-01-17Listed for sale$534,000
2025-01-10Contingent$549,000
2024-11-20Pending sale$549,000
2024-11-18Listed for sale$549,000
2024-11-16Contingent$549,000
2024-09-12Price change$549,000
2024-05-30Listed for sale$599,000
2024-05-17Listing removed--
2024-04-24Listed for sale$612,000
2018-10-15Listing removed$385,000
2018-08-22Pending sale$385,000
2018-06-24Listed for sale$385,000

For Sale by Agent

AgentAndrea Zupancich
BrokerageZ' Up North Realty

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