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27 Clove Way, Staten Island, NY, 10301

3beds
2baths
1,260sqft
$689,000
$547price/sqft
$4,473/moest. monthly cost
$178,920/yrincome needed

About This Home

Beautiful multi level home in a quiet block offers three good size bedrooms, and 2 newer full bathrooms also extra family room and finished basement, Private street in great Neighborhood, close to the highway, minutes to the Verrazano, large fenced backyard, driveway 3 cars, All hardwood floors, newer kitchen with granite countertop and stainless steel appliances. Newer roof, New heating/ Central AC. Lots of closets and storage Basement: Family Rm, Another finished room, utilities, laundry LV1: Living Rm, Dining Rm, 3/4 bathroom, EIKitchen, slider to backyard LV2: Bedroom, bedroom, full bathroom, step up to master bedroom

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Ps 45 John TylerGrades PK-50.6 mi
5/10
Is 27 Anning S PrallGrades 6-80.6 mi
4/10

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Concrete Perimeter
  • Roof: Pitched
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Flooring: Hardwood

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,260 sqft

Property

Details

  • Attached to another structure: Yes
  • Zoning: R3-2
  • Special condition: Arm's Length
  • Foundation area: 630

Features

  • Stories: 3

Lot

  • Lot size: 2,714 sqft
  • Features: Back Yard
  • Lot size dimensions: 23x118

Parking

  • Parking features: Carport,Parking Area
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,483$41,796
Home Insurance *$239$2,868
Property Taxes $505$6,060
Electricity $246$2,954
Total$4,473$53,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,360/yr
40% on housing$134,190/yr
45% on housing$119,280/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$547This listing

vs Other Active Listings

Avg $/sqft

ZIP 10301$384
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10301$425
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$689,000
2024-04-29Sold$625,000
2024-02-16Pending sale$639,999
2024-01-06Listed for sale$639,999
2023-04-06Sold$584,000
2022-11-29Price change$599,900
2022-11-05Listed for sale$615,000
2018-12-13Listing removed$414,500
2018-06-20Listed for sale$414,500
2018-03-07Sold$382,600

For Sale by Agent

AgentMaged Girgis
BrokerageRobert Defalco Realty

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