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6889 Hwy F, Farmington, MO, 63640

4beds
6baths
9,866sqft
$1,300,000
$132price/sqft
$9,209/moest. monthly cost
$368,360/yrincome needed

About This Home

Custom-built 14-acre property located just minutes from Farmington, offering a unique combination of residential living and potential business opportunities. The main residence features 4 primary suites, including one on the main level with a private bath. Two upper-level suites include large showers and jetted/bubble tubs, while a fourth private suite is located above the garage. The home also offers a chef's kitchen with custom cabinetry, granite countertops, a formal dining room, and a spacious great room with a gas fireplace. 30' above ground pool is off the great room. A separate building previously operated as an event center and bed and breakfast and features a grand staircase, 2 additional primary suites, a kitchenette. A full kitchen is also featured on the main level. The property also includes a stocked pond along with an additional heated/cooled outbuilding providing ample storage space for equipment, hobbies, or workshop use. Also features a 20,000 KW Diesel Generator with manual disconnect. The microwave/convection oven in the event center kitchen does not stay with the sale of this listing. All furniture, decor, personal property and pictures shown in the home are excluded from the sale of the property, unless otherwise negotiated and agreed upon in writing by the buyers and sellers. This versatile property offers numerous possibilities for residential, retreat, recreational, or business use. Homeowner requests a minimum 24-hour notice for all showings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
6/10
Farmington Middle SchoolGrades 7-84.8 mi
5/10

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Other,Plaster,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Instant Hot Water,Microwave,Range Hood,Built-In Gas Range,Warming Drawer

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 6
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Crown Molding,Custom Cabinetry,Entrance Foyer,Kitchen Island,Natural Woodwork,Master Downstairs,Separate Dining,Shower,Special Millwork,Vaulted Ceiling(s),Walk-In Closet(s),Workshop/Hobby Area
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 9,866

Heating & Cooling

  • Heating features: Forced Air,Wood
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 9,866
  • Total interior livable area: 9,866 sqft

Property

Details

  • Parcel number: 131001000000002.02
  • Special condition: Standard

Features

  • Levels: Two and a Half
  • Private pool: Yes
  • Pool features: Above Ground,Liner,Private
  • Patio & porch: Covered,Front Porch,Porch
  • Exterior features: Lighting,Storage
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 14.41 Acres
  • Features: Adjoins Wooded Area,Agricultural,Back Yard,Front Yard,Pond on Lot,Wooded
  • Lot size dimensions: 14 acres

Parking

  • Total spaces: 2
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$1,201$14,412
Property Taxes $682$8,184
Electricity $753$9,040
Total$9,209$110,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$315,737/yr
40% on housing$276,270/yr
45% on housing$245,573/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 63640$216
St. Francois County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 63640$146
St. Francois County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$1,300,000
2026-06-17Listed for sale$1,400,000
2025-08-31Listing removed$1,300,000
2024-08-12Listed for sale$1,300,000
2024-04-14Listing removed--
2023-12-05Listing removed$1,200,000
2023-08-29Contingent$1,200,000
2023-08-10Price change$1,200,000
2023-06-16Listed for sale$1,300,000
2022-11-02Listing removed--
2022-07-27Listed for sale$1,200,000
2022-06-01Pending sale$1,200,000
2022-04-19Contingent$1,200,000
2021-07-30Listed for sale$1,200,000
2019-12-21Listing removed$1,495,000
2018-06-16Listed for sale$1,495,000

For Sale by Agent

AgentMichael C Maxson
BrokerageTriple Creek Realty LLC

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