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45441 McKenzie Hwy, Walterville, OR, 97489

7beds
8baths
5,000sqft
$595,000
$119price/sqft
$4,130/moest. monthly cost
$165,200/yrincome needed

About This Home

Historic Mckenzie River building. Big enough for one family or more. Includes one acre river front lot with 300 feet mol river frontage. 2 kitchens, rv space and lots of parking. New furnace and ac. Possible owner financing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
6/10
Thurston Middle SchoolGrades 6-814.9 mi
5/10
Thurston High SchoolGrades 9-1215.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1959

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Lodge

Interior

Appliances

  • Appliances included: Dishwasher,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 8
  • Full bathrooms: 6
  • 1/2 bathrooms: 2
  • Main level bathrooms: 3

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Bedroom 4,Separate Living Quarters/Apartment/Aux Living Unit,Bedroom 5,Bedroom 6,Auxiliary Dwelling Unit
  • Window features: Double Pane Windows,Aluminum Frames,Vinyl Frames
  • Flooring: Tile,Other,Carpet,Concrete,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Forced air,Other,Propane / Butane,Wood / Pellet
  • Cooling features: Central

Interior Area

  • Total interior livable area: 5,000 sqft

Property

Details

  • Zoning: 201

Features

  • Patio & porch: Patio
  • Exterior features: Other,Shingle,Wood,Wood products,Brick,Cement / Concrete
  • Has view: Yes
  • View description: Water,Mountain
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: River Front
  • Waterbody name: McKenzie River
  • Residential vegetation: Wooded

Lot

  • Lot size: 3 Acres
  • Features: Level,Views,1 to 2.99 Acres

Parking

  • Total spaces: 15
  • Parking features: Carport,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Heat Wave
Landslide
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$283$3,396
Property Taxes $386$4,632
Electricity $453$5,445
Total$4,130$49,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,600/yr
40% on housing$123,900/yr
45% on housing$110,133/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 97489$277
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97489$287
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$585,000
2026-01-03Listing removed--
2025-10-05Listed for sale$585,000
2025-08-31Listing removed--
2025-06-02Listed for sale$580,000
2021-11-18Listing removed--
2021-08-20Listed for sale$679,000
2021-06-04Listing removed--
2021-04-17Price change$689,000
2020-08-26Listed for sale$649,000
2019-04-15Listing removed$495,000
2019-01-15Listed for sale$495,000
2018-12-07Listing removed$495,000
2018-06-12Listed for sale$495,000

For Sale by Owner

AgentProperty Owner

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