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172 Blue Eller Ln, Moravian Falls, NC, 28654

4beds
3baths
3,083sqft
$1,295,000
$420price/sqft
$7,841/moest. monthly cost
$313,640/yrincome needed

About This Home

In the heart of MORAVIAN FALLS. Secluded 35.40 +/- acres , close to town. This beautiful property is not up a steep mountain but within walking distance to the post office. All the privacy anyone could ask for except a few deer and turkeys roaming the land. All new floors on the main level and completely painted inside. Tastefully furnished with brand new furniture that has only been used a couple months. Furniture can go with the house when sold. Just move in. There is a large garage and a barn on the property. The huge pasture is on Moravian Falls Rd. Spring with creek on property. Newly stained deck. Walk out basement.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

9/10
Moravian Falls ElementaryGrades PK-50.4 mi
4/10
Central Wilkes MiddleGrades 6-80.7 mi
4/10
Wilkes Central HighGrades 9-120.7 mi

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Refrigerator,Dishwasher,Disposal,Free-Standing Range,Tankless Water Heater
  • Laundry features: Dryer Connection,Laundry Chute,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished, Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Ceiling Fan(s),Dead Bolt(s),Kitchen Island,Separate Shower
  • Flooring: Carpet,Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 3,083

Heating & Cooling

  • Heating features: Fireplace(s),Heat Pump,Electric,Propane
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 5,276
  • Total interior livable area: 3,083 sqft

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Kitchen Appliances,Accessible Parking

Details

  • Parcel number: 1100741
  • Zoning: R15
  • Special condition: Owner Sale

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Exterior features: Lighting,Garden
  • Waterfront features: Stream
  • Residential vegetation: Partially Wooded
  • Horses can be raised: Yes

Lot

  • Lot size: 35.40 Acres
  • Features: Horses Allowed,Partially Cleared,Partially Wooded,Pasture,Rolling Slope,Secluded

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Wilkes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$391$4,692
Property Taxes $615$7,380
Electricity $287$3,445
Total$7,841$94,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$268,834/yr
40% on housing$235,230/yr
45% on housing$209,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$420This listing

vs Other Active Listings

Avg $/sqft

ZIP 28654$169
Wilkes County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28654$186
Wilkes County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$1,295,000
2019-08-20Sold$470,000
2019-07-11Pending sale$499,000
2019-06-26Listed for sale$499,000
2019-02-01Listing removed$499,000
2018-06-09Listed for sale$499,000

For Sale by Agent

AgentBonnie Carter
BrokerageRealty One Group Results

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