4490 Fort Sumter Rd, Milton, FL, 32583
About This Home
This contemporary home features a split bedroom floorplan that separates the primary suite from the three secondary bedrooms. The thoughtful layout provides privacy and flexibility for modern living. The solar panels will be paid in full at closing. Inside, the kitchen showcases granite countertops and a breakfast bar, paired with stainless steel appliances for everyday cooking. A pantry closet offers organized storage for household essentials. Luxury vinyl plank flooring flows throughout the main living areas, while tray ceilings add architectural interest overhead. The primary suite includes a double vanity and soaking tub for relaxation, creating a private retreat within the home. A dedicated laundry room handles household needs efficiently with convenient access to the living areas. Climate control is managed by a smart thermostat and ceiling fans positioned throughout the residence. Energy efficient windows reduce utility costs year-round, while solar panels provide renewable power generation for sustainable living. A Portable backup generator ensures reliability during power outages. The two car garage offers secure parking and additional storage space for seasonal items and equipment. Outside, the fenced backyard with vinyl fence creates a private outdoor retreat for get-togethers and relaxation. An above-ground pool provides seasonal recreation during warmer months. The property sits near Benny Russell Park and enjoys proximity to Blackwater River, offering outdoor recreation opportunities including fishing, kayaking, and nature trails. Easy access to Interstate 10 makes commuting to nearby cities straightforward for work or leisure activities. This property combines modern conveniences with practical design elements throughout. Schedule your showing today to experience the home firsthand.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2018
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Built In Microwave,Disposal
- Laundry features: Inside,W/D Hookups
Bedroom
- Level: First
- Area: 168
Bedroom1
- Level: First
- Area: 120
Bedroom2
- Level: First
- Area: 100
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Storage,Baseboards,Cathedral Ceiling(s),Ceiling Fan(s),High Speed Internet,Smart Thermostat
- Door features: Insulated Doors
- Window features: Double Pane Windows,Blinds,Shutters
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,838
- Total interior livable area: 1,838 sqft
Kitchen
- Level: First
- Area: 154
Master Bedroom
- Level: First
- Area: 198
Property
Details
- Parcel number: 151n28554200b000050
- Zoning description: Res Single
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Porch,Screened
- Exterior features: Rain Gutters
- Fencing: Back Yard,Privacy
Lot
- Lot size: 0.25 Acres
- Features: Interior Lot
- Lot size dimensions: 90X121
Parking
- Total spaces: 2
- Parking features: 2 Car Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Rosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $325 | $3,900 |
| Property Taxes | $286 | $3,432 |
| Electricity | $197 | $2,366 |
| Total | $2,577 | $30,924 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-23 | Listed for sale | $349,900 |
| 2023-08-04 | Listing removed | -- |
| 2021-08-03 | Sold | $265,000 |
| 2021-06-20 | Pending sale | $254,900 |
| 2021-06-18 | Listed for sale | $254,900 |
| 2020-07-29 | Listing removed | $2,000 |
| 2020-07-15 | Listed for rent | $2,000 |
| 2019-12-10 | Listing removed | $225,900 |
| 2019-12-06 | Price change | $225,900 |
| 2019-11-17 | Listing removed | $2,000 |
| 2019-11-17 | Price change | $229,900 |
| 2019-11-13 | Listed for rent | $2,000 |
| 2019-10-28 | Price change | $225,900 |
| 2019-10-17 | Price change | $229,900 |
| 2019-09-21 | Listed for sale | $234,900 |
| 2018-12-10 | Sold | $212,900 |
| 2018-10-01 | Price change | $212,900 |
| 2018-08-24 | Listed for sale | $210,400 |
| 2018-07-10 | Listing removed | $206,200 |
| 2018-07-05 | Price change | $206,200 |
| 2018-06-01 | Listed for sale | $203,200 |
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