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8963 Fm 677 N, Saint Jo, TX, 76265

1beds
1baths
1,300sqft
$599,000
$461price/sqft
$4,490/moest. monthly cost
$179,600/yrincome needed

About This Home

Discover an exceptional private retreat located just one mile north of Caps Corner and surrounded by the renowned wineries of Saint Jo. This remarkable 28-acre property offers an extraordinary combination of privacy, natural beauty, and rustic elegance, creating an ideal setting for recreation, relaxation, or a family retreat. Nestled beneath mature trees, the approximately 1,300-square-foot cabin features a covered front porch, an open-concept design, a spacious living area with a wood-burning fireplace, and a staircase leading to a loft-style bedroom retreat. Surrounded by pristine natural landscapes, the property provides a peaceful sanctuary for wildlife enthusiasts and outdoor recreation alike. The acreage includes two scenic ponds, a deep creek along the eastern boundary, winding trails, abundant wildlife, a garden area, chicken coop, and active beehives, offering an authentic homestead experience. A secondary residence presents outstanding potential for completion as a guest house, bunk retreat, or additional entertaining space. A substantial metal workshop offers extensive storage capacity for equipment, recreational vehicles, boats, and other outdoor necessities. Whether seeking a weekend retreat, hunting property, winery destination, or serene full-time residence, this distinctive property exemplifies the finest qualities of North Texas country living. This exceptional property presents a rare opportunity to enjoy a private sanctuary where nature, tranquility, and recreation exist in perfect harmony. Wildlife Exemption in place.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
6/10
Saint Jo High SchoolGrades 7-128.7 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Detached
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven
  • Laundry features: Common Area,Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 8 x 15

Features

  • Built-in Features,Cathedral Ceiling(s),Decorative/Designer Lighting Fixtures,Open Floorplan,Vaulted Ceiling(s),Natural Woodwork
  • Window features: Window Coverings
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,300 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features
  • Level: First
  • Dimensions: 11 x 11

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 17 x 21

Master Bedroom

  • Level: Second
  • Dimensions: 14 x 13

Property

Details

  • Parcel number: R000026240
  • Attached to another structure: Yes

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: Cross Fenced,Other,Partial Cross,Perimeter,Partial
  • Topography of land: Varied
  • Residential vegetation: Heavily Wooded,Partially Wooded

Lot

  • Lot size: 28 Acres
  • Features: Acreage,Cleared,Hardwood Trees,Pond on Lot,Rolling Slope,Many Trees,Wooded

Parking

  • Parking features: Boat,Covered,Electric Gate,On Site,Oversized,RV Garage,RV Access/Parking,Storage,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Drought
Heat Wave
Ice Storm
Strong Wind
Cold Wave
Hail
Inland Flooding
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$785$9,420
Property Taxes $439$5,268
Electricity $238$2,859
Total$4,490$53,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,942/yr
40% on housing$134,700/yr
45% on housing$119,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$461This listing

vs Other Active Listings

Avg $/sqft

ZIP 76265$200
Montague County$255

vs Homes Sold Last Month

Median $/sqft

ZIP 76265
Montague County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$599,000
2026-06-15Price change$685,000
2026-05-24Listed for sale$695,000
2020-02-27Listing removed$785,000
2019-11-26Listed for sale$785,000
2018-11-19Listing removed$785,000
2018-10-09Price change$785,000
2018-08-17Price change$870,000
2018-05-28Listed for sale$875,000

For Sale by Agent

AgentMISTY SCHMITZ
BrokerageTIERRA REAL ESTATE

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