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626 Mill Stone Blf #B, Monroe, GA, 30655

4beds
3baths
0sqft
$170,000
--price/sqft
$1,265/moest. monthly cost
$50,600/yrincome needed

About This Home

Welcome to 626 Mill Stone Bluff, Monroe, GA, a stylish and move-in ready townhome offering modern updates, comfortable living spaces, and a convenient location near the heart of Monroe. Step inside to an inviting open-concept main level featuring updated flooring, a spacious living area, and a dedicated dining space with a bold designer accent wall that gives the home a polished, contemporary feel. The updated kitchen features dark cabinetry, stainless steel appliances, a herringbone tile back splash, modern hardware, and generous counter space, creating a functional and attractive space for everyday living. The home also offers an in-unit laundry area, updated bathrooms, and spacious bedrooms with great natural light. The primary suite provides a relaxing retreat with a tray ceiling, sitting area, ample closet space, and an updated en suite bathroom with a sleek vanity and glass-enclosed tiled shower. Additional bedrooms offer flexibility for guests, roommates, office space, or rental use. Located just minutes from Historic Downtown Monroe, residents can enjoy local dining, boutique shopping, antique stores, coffee shops, parks, seasonal events, and community entertainment. Downtown Monroe highlights include historic sites, restaurants, specialty shops, and antique shopping, with the city recognized for its strong antiques scene. Nearby attractions include Childers Park, the Historic Walton County Courthouse, Monroe-Walton Center for the Arts, Monroe Market, On Stage Playhouse, The Cotton Depot, Vintage Revival Antiques, Monroe Golf & Country Club, and William Harris Homestead. With convenient access to shopping, dining, recreation, schools, and major routes toward Loganville, Athens, and surrounding Walton County areas, this home offers a strong combination of style, location, and value. Whether you are searching for a primary residence or an income-producing opportunity, 626 Mill Stone Bluff is a standout option in the Monroe market.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Harmony Elementary SchoolGrades PK-53.2 mi
5/10
Carver Middle SchoolGrades 6-81.6 mi
5/10
Monroe Area High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Water Heater
  • Laundry features: In Hall,Laundry Closet,Upper Level

Basement

  • Basement: None

Bedroom

  • Features: Oversized Master, Sitting Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Open Concept

Features

  • Double Vanity,Tray Ceiling(s),Walk-In Closet(s),Other
  • Window features: Double Pane Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Electric,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,472
  • Common walls with other units/homes: No One Above,No One Below

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Solid Surface Counters

Master Bathroom

  • Features: Double Vanity, Shower Only

Master Bedroom

  • Features: Oversized Master, Sitting Room
  • Level: Oversized Master, Sitting Room

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: M025000000118137
  • Attached to another structure: Yes
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Other
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 871.20 sqft
  • Features: Corner Lot,Level,Sloped

Parking

  • Total spaces: 2
  • Parking features: Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$85$1,020
Property Taxes $102$1,224
Electricity $219$2,637
Total$1,265$15,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,371/yr
40% on housing$37,950/yr
45% on housing$33,733/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30655$167
Walton County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 30655$203
Walton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$170,000
2026-04-27Listed for sale$170,000
2024-12-24Sold$122,500
2024-11-05Pending sale$139,900
2024-10-01Listed for sale$139,900
2024-09-04Pending sale$139,900
2024-05-10Price change$139,900
2024-02-11Listed for sale$149,900
2018-06-08Listing removed$795
2018-05-22Listed for rent$795

For Sale by Agent

AgentJamie Bendross
BrokerageVirtual Properties Realty.com

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