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4779 Us Route 20 E, Stockton, IL, 61085

3beds
2baths
2,200sqft
$470,000
$214price/sqft
$3,427/moest. monthly cost
$137,080/yrincome needed

About This Home

For Sale: 11+ Acre Farmette / Two homes / One price - under appraised value! / Owners are open to Negotiating Income potential property Small home rents for $800 per month, utilities are on separate meters, tenants pay own utilities. Also, there are approximately 2.5 acres of permanent pasture that rents out for “Horse Pasture Boarding” and can accommodate up to 3 horses @ $300 per month, per horse. Call 815-821-6825 Today! Great offering with 2 (Two) Single Family Homes on this property along with a stellar Barn, Chicken coop with new metal roof and Electric service, Outbuildings with Lifetime Metal Roofing, High-speed fiber optic internet service to the property (New 2023) work from home options! 11.23 ACRES! Must see move-in ready 2200 sq. ft. 1.5 story home AND a 792 sq. ft. SECOND home located in some of the most breathtaking country views you can get!! Close to Stockton, View of Woodbine Golf Course from the property, Elizabeth, Galena, Apple Valley, Eagle Ridge Resort.... not to mention it is sitting on 11.23 ACRES OF LAND!! Enter onto the private deeded lane.. With so much to offer, you will love this home! The main level features two charming living-room spaces, a dining room and a gorgeous fireplace. Huge newly remodeled kitchen, also has had a new custom wood end cut floor installed !!(3/2023), laminate counters, tiled backsplash, stainless steel appliances, pantry and breakfast bar. Also on the main floor you will find 1 bedroom, 1 full bathroom, and laundry. All Appliances stay with the home. The spacious master bedroom is located on the upper level and features carpet floors, a separate sitting area and walk-in closet. The Upper level also includes 2 bedrooms and a full bath. Outside you'll find a treated wood gazebo overlooking the yard with a picket fence and mature trees. Exterior features include a great view, storage shed, large food plot and detached buildings. BONUS!! There is also a 2nd Home on the Property. A Small 792sq.ft. 2 Bedroom, 1 Bath Home. New roof (2021), water heater (2021), new flooring(2020), paint, dedicated well, water filtration system (2020). All electric home with brand new underground elec. service and all new panel and breakers (2021). All the attic insulation was removed and replaced with new insulation (April 2021). Bathroom updated (Jan 2023) Garage was recently remodeled into a master bedroom. 2 Home Property! Property also has 3 water wells!! - 1 (New) well main home, 1 barn well and 1 well at the 2nd home. Home Improvements: - Total structural remodel (1993) -New Natural Gas Furnace (2017) -New A/C Unit (2018) -New Carpet upstairs (2018) -New Vinyl plank flooring downstairs (2018) (3/2023) New Custom Wood End Grain Flooring! -New Refrigerator (Aug 2019) -New Microwave (Aug 2019) -New Dishwasher (Aug 2019), Well, and Large Septic Tank (Aug. 2019) New Septic field (Aug. 2019) Updated lower bath (Jan 2023) Please call for an appointment to view this private one of a kind property! Property sold as is. Please do not drive down the lane without an appointment. Property is owner-occupied. Thank you

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
Stockton Middle SchoolGrades 4-82.8 mi
2/10
Stockton Sr High SchoolGrades 9-122.7 mi
8/10

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: MultiFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
  • Laundry features: Main Floor

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,200 sqft

Property

Features

  • Exterior features: Vinyl,Wood,Cement / Concrete
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 11.23 Acres

Parking

  • Total spaces: 10
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$299$3,588
Property Taxes $583$6,996
Electricity $169$2,030
Total$3,427$41,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,497/yr
40% on housing$102,810/yr
45% on housing$91,386/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 61085$77
Jo Daviess County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 61085
Jo Daviess County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Listed for sale$499,000
2026-03-12Pending sale$499,000
2025-11-05Price change$499,000
2025-02-20Listed for sale$499,900
2025-01-12Listing removed--
2024-08-30Listed for sale$499,900
2024-08-26Pending sale$499,900
2024-06-14Listed for sale$499,900
2023-12-13Listing removed--
2023-03-20Price change$459,900
2022-11-14Listed for sale$479,900
2022-10-25Listing removed--
2022-02-28Listed for sale$479,900
2019-08-22Sold$250,000
2019-06-09Pending sale$299,500
2018-10-29Price change$299,500
2018-09-12Price change$339,000
2018-05-21Listed for sale$351,500

For Sale by Owner

AgentProperty Owner

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