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125 Edward St APT 4D, Buffalo, NY, 14201

1beds
1baths
719sqft
$190,000
$264price/sqft
$1,561/moest. monthly cost
$62,440/yrincome needed

About This Home

Welcome to 125 Edward St. in Allentown. This historic building has been tastefully converted to condo living. St. Mary's Square is a great place to live downtown and close to all the great things our city has to offer. Enter the front door into the mail room where a key access entry door takes you into the foyer where a key access elevator takes you to the 4th floor. A few steps from the elevator is Unit 4D featuring lots of natural light with views of downtown Buffalo. An open concept makes for gracious living. The entry area has a double closet and plenty of space. The fully applianced galley kitchen features plentiful cupboards. A Living Room/Dining area features hardwood floors and an artificial fireplace that can be included in the sale. French doors open to the bedroom (currently used as an office and TV room). The cathedral ceilings in this unit gives a great feeling of space. Adjacent to the bedroom is a double wide closet and full bath. The full bath has a large step in shower and neutral finishes. A locked storage unit is in the basement along with locked storage for bicycles. Pay as you go Laundry is in the bright and clean basement. Locked parking area with one assigned space (#22). Showings through showing time - but MUST be confirmed with the listing agents as there are certain time restrictions. Showings begin on 5/12/2026 at 9:00 AM. Seller reserves the right to set an offer deadline. Owner may rent unit with board approval and 1 year lease. Dogs up to 25lbs allowed.

Getting Around

94
WalkingWalker's Paradise
62
TransitGood Transit
92
BikeBiker's Paradise

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Other,Copper Plumbing

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Apartment

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Common Area,In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Separate/Formal Living Room,Galley Kitchen,Living/Dining Room,Storage
  • Flooring: Ceramic Tile,Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 719
  • Total interior livable area: 719 sqft

Property

Details

  • Parcel number: 14020011122000100051004D
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 840.71 sqft
  • Features: Irregular Lot,Near Public Transit,Residential Lot
  • Lot size dimensions: 7 x 120

Parking

  • Parking features: Assigned,No Garage,One Space

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$83$996
Property Taxes $272$3,264
Electricity $246$2,954
Total$1,561$18,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,520/yr
40% on housing$46,830/yr
45% on housing$41,626/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 14201$166
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14201$183
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Price change$190,000
2026-05-12Listed for sale$200,000
2021-04-22Sold$179,900
2021-01-20Listing removed--
2020-12-29Price change$179,900
2020-11-23Price change$185,000
2020-11-04Price change$187,900
2020-09-24Price change$189,975
2020-09-08Price change$189,999
2020-09-01Price change$194,900
2020-08-27Listed for sale$198,500
2018-07-02Sold$154,900
2018-05-23Pending sale$154,900
2018-05-16Listed for sale$154,900

For Sale by Agent

AgentJoyce M Grinewich
BrokerageHoward Hanna WNY Inc.

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