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1312-1314 Jessie, San Francisco, CA, 94103

4beds
4baths
1,650sqft
$1,495,000
$906price/sqft
$9,126/moest. monthly cost
$365,040/yrincome needed

About This Home

1312-1314 Jessie Street presents a rare opportunity to own a beautifully renovated duplex comprised of two spacious 2-bedroom, 2-bathroom residences. The upper unit is tenant occupied, providing immediate rental income, while the vacant lower unit offers an exceptional opportunity for an owner-occupant or investor. Both units feature thoughtfully updated interiors with modern kitchens, stainless steel appliances, quartz countertops, recessed lighting, open living spaces, and the convenience of in-unit washer and dryers. Designed to embrace indoor-outdoor living, each residence offers its own private outdoor retreat. The upper unit opens to a sunny private deck, perfect for morning coffee or evening relaxation, while the lower unit enjoys direct access to a beautifully landscaped backyardan inviting space for entertaining, dining al fresco, gardening, or simply unwinding in the heart of the city. Ideally situated between Hayes Valley and the Valencia Corridor, this central location places some of San Francisco's most beloved destinations just moments away. Enjoy easy access to Patricia's Green, Hayes Valley's acclaimed boutiques and restaurants, Rich Table, Souvla, Tartine Manufactory, and Dolores Park, along with nearby BART, Muni, tech shuttle stops, and convenient freeway access.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
0
BikeNot Bike Friendly

Schools

2/10
1/10
Everett Middle SchoolGrades 6-80.7 mi
3/10
Mission High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1906

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Interior Area

  • Total structure area: 1,650
  • Total interior livable area: 1,650 sqft

Property

Details

  • Parcel number: 3513059
  • Special condition: Standard

Lot

  • Lot size: 1,934 sqft
  • Features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$272$3,264
Property Taxes $897$10,764
Electricity $398$4,786
Total$9,126$109,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$312,891/yr
40% on housing$273,780/yr
45% on housing$243,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$906This listing

vs Other Active Listings

Avg $/sqft

ZIP 94103$536
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94103$545
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$1,395,000
2026-07-07Listed for sale$1,495,000
2023-08-18Listing removed--
2022-05-11Price change$1,739,000
2022-04-23Listed for sale$1,788,888
2018-05-07Sold$1,650,000
2014-08-22Sold$1,500,000

For Sale by Agent

AgentAllison Chapleau
BrokerageCompass

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