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0 Humbert Rd, Alton, IL, 62002

0beds
0baths
--sqft
$350,000
--price/sqft
$2,881/moest. monthly cost
$115,240/yrincome needed

About This Home

18 ACRES M/L LOT SITE IN HIGH TRAFFIC LOCATION. LAND IS IN CLOSE PROXIMITY TO 255 ACCESS AND HOMER ADAMS PARKWAY. ALL UTILITIES AVAILABLE. EXCELLENT DEVELOPMENT SITE .

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
Alton Middle SchoolGrades 6-81.8 mi
3/10
Alton High SchoolGrades PK,9-120.4 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Cooling

  • Cooling features: None

Property

Details

  • Parcel number: 201023100000041.002
  • Special condition: Standard

Lot

  • Lot size: 18 Acres
  • Features: Scattered Woods

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Earthquake
Hail
Lightning
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$460$5,520
Property Taxes $522$6,264
Electricity $130$1,569
Total$2,881$34,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,777/yr
40% on housing$86,430/yr
45% on housing$76,826/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 62002$119
Madison County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 62002$99
Madison County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Contingent$40,000
2026-04-17Price change$40,000
2026-01-29Listed for sale$350,000
2026-01-21Listing removed$350,000
2025-02-06Price change$120,000
2025-01-21Listed for sale$350,000
2023-07-01Listing removed--
2022-12-30Listing removed$120,000
2021-10-07Price change$120,000
2021-06-18Listed for sale$145,000
2021-05-08Listing removed--
2019-04-29Price change$145,000
2018-05-11Listed for sale$198,500

For Sale by Agent

AgentMatt G Horn
BrokerageLandmark Realty

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