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141 John Holder Dr, Scottsville, KY, 42164

5beds
4baths
3,810sqft
$949,999
$249price/sqft
$6,237/moest. monthly cost
$249,480/yrincome needed

About This Home

Exceptional lakefront living with room for everyone! This 5BR/3.5BA home comfortably sleeps 14+ guests and features multiple family rooms, a soaring two-story masonry fireplace, and expansive double-level decking with a screened-in porch designed for entertaining and relaxing by the water. Quality construction includes limestone and Hardie board exterior finishes paired with durable 2x6 exterior walls. Enjoy easy lake access with a private aluminum dock plus three spacious garage bays offering abundant room for vehicles, boats, and lake toys. Whether hosting large gatherings or enjoying peaceful weekends at the lake, this property delivers the perfect blend of comfort, craftsmanship, and outdoor living.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Concrete Perimeter
  • Roof: Dimensional,Shingle
  • Construction materials: Cement Siding,Fiber Cement,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Country,Traditional,Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range/Oven,Electric Range,Refrigerator,Self Cleaning Oven,Smooth Top Range,Dryer,Washer,Electric Water Heater,Heat Pump
  • Laundry features: Laundry Room

Basement

  • Area: 1551

Basement

  • Has basement: Yes
  • Basement: Finished-Full,Full,Garage Entrance,Interior Entry,Exterior Entry,Walk-Out Access

Bathroom

  • Features: Separate Shower,Tub,Tub/Shower Combo,Walk-In Closet(s)

Bedroom2

  • Level: Upper
  • Area: 143

Bedroom3

  • Level: Upper
  • Area: 130

Bedroom4

  • Level: Basement
  • Area: 195.8889

Bedroom5

  • Level: Basement
  • Area: 224.5556

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main
  • Area: 313.8333

Features

  • Bookshelves,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Closet Light(s),Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar,Walls (Dry Wall),Country Kitchen,Eat-in Kitchen,Hearth Room,Kitchen/Dining Combo
  • Door features: Insulated Doors
  • Window features: Metal Frame,Screens,Blinds,Drapes,Shades
  • Flooring: Carpet,Concrete,Concrete-Stained,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: 2,Masonry,Stone,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only,Storage

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Central Electric,Zoned

Interior Area

  • Total structure area: 3,810
  • Total interior livable area: 3,810 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry
  • Level: Main
  • Area: 246

Living Room

  • Level: Main
  • Area: 306.6667

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main
  • Area: 200.6667

Property

Accessibility

  • Accessibility features: 1st Floor Bathroom,Seat in Shower,Walk in Shower

Details

  • Parcel number: 6211B56

Features

  • Levels: Two
  • Patio & porch: Covered Deck,Covered Patio,Deck,Enclosed Porch,Patio,Porch,Screened Porch
  • Exterior features: Balcony,Lighting,Landscaping,Mature Trees,Trees
  • Fencing: None
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Dock,Dock w/Corp Approval,Lake Privileges,Lake Front,Lakeside,Public Lake,Slip w/Corp Approval,Water Access,Waterfront,Lake,Year Round
  • Waterbody name: Barren River Lake
  • Topography of land: Rolling

Lot

  • Lot size: 0.57 Acres
  • Features: Heavily Wooded,Scattered Woods,Trees,Wooded,Out of City Limits,Subdivided

Parking

  • Total spaces: 3
  • Parking features: Attached,Auto Door Opener,Basement,Garage Door Opener,Multiple Garages,Garage Faces Rear,Garage Faces Side,Utility Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$683$8,196
Property Taxes $451$5,412
Electricity $300$3,610
Total$6,237$74,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,840/yr
40% on housing$187,110/yr
45% on housing$166,320/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 42164$146
Allen County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 42164$170
Allen County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$949,999
2026-05-27Listed for sale$999,999
2021-03-24Listing removed--
2018-09-16Listing removed$495,000
2018-05-05Listed for sale$495,000

For Sale by Agent

AgentClint Jones
BrokerageRE/MAX Real Estate Executives

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