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3161 Stone Mountain St NW, Covington, GA, 30014

3beds
2baths
1,404sqft
$290,000
$207price/sqft
$2,066/moest. monthly cost
$82,640/yrincome needed

About This Home

Discover elevated everyday living at 3161 Stone Mountain St NW in Covington—a home where modern comfort meets timeless character. From the moment you step inside, you’re welcomed by an open, light-filled layout enhanced by soaring beamed ceilings, recessed lighting, and seamless laminate flooring that flows throughout the main living areas and bedrooms. The spacious living room, anchored by a cozy fireplace, creates the perfect setting for both relaxed evenings and lively gatherings. It transitions effortlessly into the open dining area and kitchen, delivering the functional, connected space today’s buyers value for entertaining and daily life. The primary suite serves as a private retreat, featuring dual vanities and a sleek glass-framed shower with sliding doors—designed for both style and convenience. Additional bedrooms offer versatility for growing families, guests, or a dedicated home office. Step outside to a fenced backyard complete with a deck—ideal for weekend barbecues, quiet mornings, or hosting friends. Positioned just minutes from Hwy 278, Hwy 81, and I-20, this home provides quick access to shopping, dining, and everything Covington has to offer while maintaining a peaceful neighborhood feel. For qualified buyers, discounted rate options and no-lender-fee future refinancing may also be available—adding long-term value to an already exceptional opportunity. This is more than a home—it’s a smart move in comfort, convenience, and lifestyle.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
3/10
Clements Middle SchoolGrades 6-84.2 mi
5/10
Eastside High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Open Concept

Features

  • Beamed Ceilings,Cathedral Ceiling(s),Recessed Lighting,Other
  • Window features: Double Pane Windows
  • Flooring: Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No One Above,No One Below

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,404
  • Total interior livable area: 1,404 sqft

Kitchen

  • Features: Cabinets White

Master Bathroom

  • Features: Double Vanity, Shower Only

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: C025000050004000
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Private Yard,Rain Gutters,Storage
  • Spa features: None
  • Fencing: Back Yard,Privacy,Wood
  • Has view: Yes
  • View description: City
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.42 Acres
  • Features: Back Yard

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$176$2,112
Property Taxes $205$2,460
Electricity $219$2,637
Total$2,066$24,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,834/yr
40% on housing$61,980/yr
45% on housing$55,093/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 30014$134
Newton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 30014$153
Newton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$299,999
2026-04-09Listed for sale$305,000
2026-04-08Listing removed$310,000
2026-03-29Price change$310,000
2026-03-09Price change$315,000
2026-02-23Listed for sale$318,000
2026-02-12Listing removed$315,000
2026-02-04Price change$315,000
2026-01-22Listed for sale$320,000
2024-10-17Listing removed$320,000
2024-09-11Listed for sale$320,000
2023-09-12Sold$281,000
2023-08-15Pending sale$289,900
2023-08-09Price change$289,900
2023-07-12Price change$299,900
2023-06-26Price change$309,900
2023-06-14Listed for sale$324,900
2018-05-22Sold$92,000
2018-05-03Pending sale$122,000
2018-05-03Listed for sale$122,000

For Sale by Agent

AgentAnthony Barnes
BrokerageEXP Realty, LLC.

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