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360 S Elm St APT 204, Greensboro, NC, 27401

1beds
1baths
1,043sqft
$169,900
$163price/sqft
$1,268/moest. monthly cost
$50,720/yrincome needed

About This Home

Welcome to 360 S Elm St #204, a modern 1-bedroom condo in the heart of downtown Greensboro’s historic Smothers Place Lofts. Perfectly designed for professionals or anyone looking for a low-maintenance lifestyle, this stylish unit combines urban convenience with historic charm. Living here means being just steps away from some of Greensboro’s best restaurants, coffee shops, breweries, and cultural attractions. With secure building access, an elevator, and dedicated parking, you’ll have both peace of mind and convenience. Come experience all this property has to offer!

Getting Around

91
WalkingWalker's Paradise
0
TransitVery Limited Transit
55
BikeBikeable

Schools

5/10
Kiser Middle SchoolGrades 6-82.0 mi
7/10
Grimsley High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Stick/Site Built,Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Pantry
  • Flooring: Laminate,Tile
  • Finished area above ground: 1,043

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,043
  • Total interior livable area: 1,043 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0000405
  • Zoning: CB
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.01 Acres
  • Features: City Lot

Parking

  • Parking features: Deck

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Earthquake
Hail
Hurricane
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Guilford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$92$1,104
Property Taxes $117$1,404
Electricity $200$2,405
Total$1,268$15,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,474/yr
40% on housing$38,040/yr
45% on housing$33,813/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 27401$134
Guilford County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27401$179
Guilford County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for rent$1,375
2026-02-28Price change$169,900
2026-01-02Price change$175,000
2025-10-22Price change$178,000
2025-09-26Listed for sale$180,000
2025-08-26Listing removed$1,375
2025-08-06Listed for rent$1,375
2024-05-23Listing removed--
2024-05-04Listed for rent$1,375
2021-11-17Sold$136,000
2021-10-12Pending sale$139,000
2021-09-10Listed for sale$139,000
2021-08-14Listing removed--
2021-08-05Listed for rent$1,500
2018-07-19Sold$120,000
2018-06-29Pending sale$126,300
2018-04-24Listed for sale$126,300

For Sale by Agent

AgentBryan Colquitt
BrokerageColdwell Banker Advantage

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