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556 Adelaide St, Carthage, NY, 13619

5beds
3baths
1,890sqft
$149,900
$79price/sqft
$1,420/moest. monthly cost
$56,800/yrincome needed

About This Home

Looking for a large home at an affordable price here is a 5-bedroom 3- full bathroom townhouse style 2 story home with a detached garage & oversized village lot. 1st floor offers, living room, formal dining room, large eat-in kitchen, bedroom, a full bath w/tub unit & washer/dryer. Enclosed 3 season porch off the kitchen. Upstairs is a large modern master suite w/a full bath. 3 more bedrooms & another full bath. Both upstairs bathrooms have stand up showers. New carpet was just installed in the upstairs bedrooms. New roof, vinyl siding, 1 car detached garage w/shop area & a paved driveway. Charming stained-glass windows throughout the home. Only 15 minutes to Ft. Drum!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

6/10
Carthage Middle SchoolGrades 5-81.6 mi
7/10
2/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1860

Materials

  • Foundation: Stone
  • Roof: Architectural,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Bedroom on Main Level,Bath in Primary Bedroom
  • Flooring: Carpet,Laminate,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,890
  • Total interior livable area: 1,890 sqft

Property

Details

  • Parcel number: 2260010860240001047000
  • Special condition: Estate

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Blacktop Driveway,Deck,Enclosed Porch,Porch

Lot

  • Lot size: 0.30 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 41 x 164

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$87$1,044
Property Taxes $264$3,168
Electricity $312$3,748
Total$1,420$17,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,685/yr
40% on housing$42,600/yr
45% on housing$37,866/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 13619$114
Jefferson County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 13619$116
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-01-20Sold$1,000
2024-12-10Listed for sale$149,900
2024-07-03Listing removed$129,900
2024-06-30Contingent$129,900
2024-06-12Listed for sale$129,900
2024-04-04Contingent$129,900
2024-02-03Listed for sale$129,900
2023-11-11Contingent$129,900
2023-09-20Price change$129,900
2023-08-29Price change$139,900
2023-07-14Listed for sale$149,900

For Sale by Agent

AgentJennifer M Waite
BrokerageHometown Real Estate Services

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