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104 Navarre, Irvine, CA, 92612

2beds
2baths
1,264sqft
$995,000
$787price/sqft
$6,091/moest. monthly cost
$243,640/yrincome needed

About This Home

Located in the highly sought-after Villas at Rancho San Joaquin, this tastefully updated corner-unit residence offers the feel of a detached home with no neighbors above or below, a gated front courtyard, and direct access to an attached two-car garage. Situated on an interior corner surrounded by mature landscaping, the home showcases soaring ceilings, expansive windows, and an open-concept floor plan filled with natural light. The dramatic living room is anchored by a white brick fireplace and flows seamlessly into the dining area, where sliding glass doors open to a private courtyard, extending the living space outdoors. The remodeled kitchen has been thoughtfully updated with quartz countertops, new hardware, a built-in beverage refrigerator, a deep Moen stainless-steel sink and faucet. The stylish main-level powder room offers quartz countertops, a statement vessel sink, and warm brushed-gold fixtures. Fresh interior paint, designer lighting fixtures, and new door hardware throughout create a clean, contemporary aesthetic. Upstairs, two generously sized bedrooms share a beautifully renovated bathroom featuring a custom vanity with quartz countertops, soft-close cabinetry, an updated mirror, modern lighting, and new flooring. The spacious primary suite offers an oversized wall-to-wall closet, while dual-pane windows upstairs enhance comfort and energy efficiency. Additional highlights include built-in garage storage cabinets, a 220-volt outlet ready for EV charging, a Smart thermostat, and Toto bidet toilets in both bathrooms. Residents enjoy resort-style amenities, including a sparkling pool and spa, while the HOA covers water, trash, sewer, exterior maintenance, and landscaping. The community's tree-lined streets and beautifully maintained grounds create a picturesque setting just moments from Rancho San Joaquin Golf Course, Racquet Club of Irvine, Mason Regional Park, UC Irvine, premier shopping and dining, and within the award-winning Irvine Unified School District. This home also benefits from no Mello-Roos. Combining thoughtful updates, an exceptional floor plan, and an unbeatable location, this is a rare opportunity to own a move-in-ready home in one of Irvine’s best-kept secrets.

Getting Around

36
WalkingCar-Dependent
31
TransitSome Transit
75
BikeVery Bikeable

Schools

9/10
University High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1978

Type & Style

  • Home type: Townhouse
  • Architectural style: Spanish
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Microwave
  • Laundry features: In Garage

Bathroom

  • Features: Bidet,Hollywood Bath,Quartz Counters,Remodeled,Tub Shower,Upgraded

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,High Ceilings,Quartz Counters,All Bedrooms Up,Primary Suite
  • Window features: Double Pane Windows,Drapes
  • Flooring: Vinyl,Wood
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls,End Unit,No One Above,No One Below

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,264 sqft

Kitchen

  • Features: Quartz Counters,Remodeled,Updated Kitchen

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 93583024
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: Heated,In Ground,Association
  • Patio & porch: Enclosed,Front Porch,Patio,Tile
  • Has spa: Yes
  • Spa features: Association
  • Fencing: Wrought Iron
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Lot size: 3.18 Acres

Parking

  • Total spaces: 2
  • Parking features: Direct Access,Door-Single,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$132$1,584
Property Taxes $530$6,360
Electricity $398$4,786
Total$6,091$73,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,834/yr
40% on housing$182,730/yr
45% on housing$162,426/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$787This listing

vs Other Active Listings

Avg $/sqft

ZIP 92612$684
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92612$921
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$966,000
2026-07-08Listed for sale$995,000
2018-05-12Sold$599,000
2018-04-15Pending sale$599,000
2018-04-12Listed for sale$599,000

For Sale by Agent

AgentTaylor McCook
BrokerageColdwell Banker Realty

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