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2256 Townline Rd, Geneva, NY, 14456

5beds
2baths
2,426sqft
$174,000
$72price/sqft
$1,623/moest. monthly cost
$64,920/yrincome needed

About This Home

Set on approximately 2 acres, this spacious 5-bedroom, 1.5-bath home offers incredible potential for those looking to create their dream property. Inside, you’ll find generously sized rooms, tall ceilings, and beautiful original woodwork that adds warmth and character throughout. A huge walk-up attic provides excellent additional space—perfect for storage or future finishing. While the home does need some TLC, it boasts solid bones and endless possibilities to customize and make it your own. The property is serviced by natural gas and currently utilizes a well, with public water available at the road for added flexibility. Located in the desirable Midlakes School District, this is a great opportunity to invest in space, charm, and future value. Please note: tax assessment is subject to change following subdivision from the larger parcel. Don’t miss your chance to unlock the potential this property has to offer—schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
7/10
Midlakes High SchoolGrades 7-127.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1895

Materials

  • Foundation: Stone
  • Roof: Asphalt,Shingle
  • Construction materials: Blown-In Insulation,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Square Design
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Gas Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Den,Separate/Formal Dining Room,Eat-in Kitchen,Country Kitchen
  • Flooring: Carpet,Hardwood,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 2,426
  • Total interior livable area: 2,426 sqft

Property

Details

  • Parcel number: 3240890630000003046112a
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 2 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 400 x 100

Parking

  • Parking features: No Garage,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Ontario County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $879$10,548
Home Insurance *$70$840
Property Taxes $274$3,288
Electricity $400$4,811
Total$1,623$19,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,645/yr
40% on housing$48,690/yr
45% on housing$43,280/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 14456$139
Ontario County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 14456$149
Ontario County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-26Price change$174,000
2026-04-14Price change$179,000
2026-04-06Price change$184,000
2026-03-24Price change$165,000
2025-12-28Listed for sale$379,000

For Sale by Agent

AgentTimothy J. Spooner
BrokerageFour Seasons Sotheby's Int'l

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