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5050 Us Rte 52, Ripley, OH, 45167

3beds
2baths
1,482sqft
$280,000
$189price/sqft
$2,226/moest. monthly cost
$89,040/yrincome needed

About This Home

Riverfront cottage built in 1983 on 0.43 acres. Beautiful views of the Ohio River. Three bedrooms, living room, kitchen, two bathrooms, and laundry room. The house has had some renovations and would make a great weekend property for Ohio River lovers. It wouldn't take much to finish the interior. There is a covered deck overlook, 2 sheds, and lots of river frontage.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range,Refrigerator,Electric Water Heater

Basement

  • Basement: None

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Partial
  • Level: First

Bedroom2

  • Level: First
  • Area: 144

Bedroom3

  • Level: First
  • Area: 144

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Vinyl

Heating & Cooling

  • Heating features: Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,482
  • Total interior livable area: 1,482 sqft

Kitchen

  • Area: 288

Living Room

  • Area: 144

Master Bathroom

  • Features: Tub w/Shower

Master Bedroom

  • Features: Other
  • Level: First
  • Area: 144

Office

  • Area: 0

Property

Details

  • Parcel number: 390736800000
  • Zoning description: Unzoned

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Deck/Patio,Deck
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River

Lot

  • Lot size: 0.43 Acres
  • Features: Less than .5 Acre

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$427$5,124
Property Taxes $191$2,292
Electricity $193$2,320
Total$2,226$26,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,320/yr
40% on housing$66,780/yr
45% on housing$59,360/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 45167$123
Brown County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45167$74
Brown County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$280,000
2026-02-19Listing removed$299,000
2025-08-19Listed for sale$299,000
2017-11-06Sold$87,000

For Sale by Agent

AgentDavid E Campbell
BrokerageSibcy Cline, Inc.

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