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160 Tara Rd #901, Lake Ozark, MO, 65049

1beds
1baths
748sqft
$179,000
$239price/sqft
$1,228/moest. monthly cost
$49,120/yrincome needed

About This Home

Experience breathtaking million-dollar views without the million-dollar price tag! This stunning, turn-key ''Lake Paradise'' at the 3-mile marker is perfectly positioned for those ready to embrace the ultimate lake lifestyle. This lower-end unit offers premier privacy and is located just steps from the dock. Relax on the massive lakeside deck that spans the full length of the unit--perfect for morning coffee or sunset entertaining. The interior shines with laminate flooring in the main living area and extensive updates. The kitchen features newer countertops and a suite of appliances (fridge, microwave, dishwasher), while the bathroom boasts a new vanity, shower/tub, and flooring. Recent upgrades include new electrical switches/outlets, a new washer/dryer, and freshly stained decking (2025). Boaters will love the included 10x24 slip and 4,500lb hoist, visible directly from your private deck. With low HOA fees covering your essentials and nightly rentals allowed, this is a versatile investment or a perfect personal retreat. Completely move-in ready and waiting for you to start making memories. Properties at this price point with these views don't last--schedule your personal tour today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 1982

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Full bathrooms: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Ice Storm
Tornado
Winter Weather
Hail
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$114$1,368
Property Taxes $68$816
Electricity $141$1,693
Total$1,228$14,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,102/yr
40% on housing$36,840/yr
45% on housing$32,746/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$206
Camden County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentAnnamarie Hopkins
BrokerageOzark Realty

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