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311 W Main St, Gouverneur, NY, 13642

2beds
2baths
0sqft
$49,900
--price/sqft
$650/moest. monthly cost
$26,000/yrincome needed

About This Home

Prime investment opportunity in the heart of Gouverneur! This two-unit building sits on a highly desirable corner with excellent visibility and access. Ideal for commercial leasing on the first floor and residential rental on the second, or convert fully to multi-family use. Partially renovated with updates already completed, saving you time and effort. Includes a spacious attached two-car garage. Perfect for offices, medical practice, retail, or professional services — endless possibilities and strong income potential!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
Gouverneur Middle SchoolGrades 5-80.2 mi
3/10

Construction

Condition

  • Property condition: Under Construction,Older home (75+ yrs)
  • New construction: Yes
  • Year built: 1900

Materials

  • Foundation: Basement,Concrete Perimeter
  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Open Floorplan
  • Door features: Insulated door(s)
  • Window features: Insulated Windows

Interior Area

  • Total structure area: 1,700

Property

Details

  • Parcel number: 404001173.03962

Features

  • Stories: 2
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 6,060 sqft
  • Features: Corner Lot,Level
  • Lot size dimensions: 60 x 101

Parking

  • Total spaces: 1
  • Parking features: 2 car garage,Attached garage,Gravel,Oversized,Stone driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake
Strong Wind

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$72$864
Property Taxes $80$960
Electricity $246$2,954
Total$650$7,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,285/yr
40% on housing$19,500/yr
45% on housing$17,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13642$123
St. Lawrence County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 13642$49
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-21Price change$49,900
2025-03-24Price change$39,900
2025-02-05Listed for sale$49,900
2023-05-11Listing removed--
2022-12-18Price change$54,900
2022-06-24Listed for sale$59,900
2020-11-20Sold$15,947
2009-12-23Sold$12,000
2009-08-19Sold$500

New Construction

AgentDiana Dufresne
Brokerage1st Class Realty Group

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