58 Maple Street, Oneonta, NY, 13820
About This Home
This 4 UNIT INVESTMENT PROPERTY has 3 one bedroom apartments and 1 studio apartment. UPDATES TO KITHCENS and BATHS have been done. APT 1 is spacious with a large eat-in kitchen, nice size living room and bedroom with direct access to an enclosed back porch ($900/month). APT 2/Studio has an eat-in kitchen with granite counter tops (vacant). APT 3 has been FULLY RENOVATED with new flooring, paint, bathroom and updated kitchen (vacant). APT 4 is a one bedroom apt with eat-in kitchen ($800/month). Tenants pay their own electric. Rents include water, heat, hot water, snow removal and lawn care. Out back there is a small yard and a CARRIAGE BARN/GARAGE with OFF STREET PARKING. You can't beat the location with this one. A few blocks from downtown, State University at Oneonta, Wilber Park and its across the street from the bus stop. Rents could be higher! Vacant apartments could easily be rented. Current Certificate of Compliance (conditional/porch repairs required). Current income $20,400/yr.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1900
Materials
- Foundation: Stone
- Roof: Asphalt
- Construction materials: Fiber Cement
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 4
Features
- Flooring: Carpet,Hardwood,Varies,Vinyl
Heating
- Heating features: Oil,Forced Air
Interior Area
- Total structure area: 3,420
- Total interior livable area: 3,420 sqft
Property
Details
- Parcel number: 36120028801800010800000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 6,969 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 50 x 132
Parking
- Parking features: No Driveway,On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Winter Weather
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $140 | $1,680 |
| Property Taxes | $384 | $4,608 |
| Electricity | $565 | $6,782 |
| Total | $2,605 | $31,260 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-19 | Listed for sale | $299,900 |
| 2023-03-09 | Sold | $260,000 |
| 2023-02-21 | Contingent | $269,900 |
| 2022-11-07 | Pending sale | $269,900 |
| 2022-10-27 | Contingent | $269,900 |
| 2022-10-13 | Listed for sale | $269,900 |
| 2022-06-16 | Listing removed | -- |
| 2022-04-08 | Listed for sale | $230,000 |
| 2022-03-30 | Pending sale | $230,000 |
| 2022-03-11 | Listed for sale | $230,000 |
| 2022-02-12 | Listing removed | -- |
| 2021-10-07 | Listed for sale | $230,000 |
| 2021-09-02 | Listing removed | -- |
| 2021-06-04 | Price change | $230,000 |
| 2021-05-27 | Listed for sale | $225,000 |
| 2018-02-26 | Sold | $170,000 |
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