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1020 Aoloa Pl APT 311B, Kailua, HI, 96734

3beds
2baths
1,320sqft
$800,000
$606price/sqft
$4,794/moest. monthly cost
$191,760/yrincome needed

About This Home

Welcome to Windward Cove—a gated community in the heart of Kailua, surrounded by 3 acres of lush tropical landscaping, koi ponds, and peaceful water features. This private 3-bedroom, 2-bath corner unit offers an open-concept layout with floor-to-ceiling windows that fill the space with natural light. Recent updates include new kitchen cabinets, quartz countertops, refrigerator, dishwasher, vinyl flooring and fresh paint throughout. Enjoy indoor-outdoor living with a spacious 395 sq. ft. rooftop deck—perfect for BBQs and entertaining. Located just 1.1 miles from Kailua Beach and close to shopping, dining, and the weekly Farmers Market. Community amenities include a pool, sauna, tennis court, on-site security, resident manager, and pet-friendly policies. Don’t miss this rare opportunity to own a peaceful retreat in one of Oahu’s most desirable neighborhoods! Assumable VA mortgage at 2.25%interest rate/ monthly payment $2100/ balance is approx $455,000.

Getting Around

78
WalkingVery Walkable
40
TransitSome Transit
59
BikeBikeable

Schools

2/10
Kailua Elementary SchoolGrades PK-60.4 mi
7/10
10/10
Kalaheo High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1980

Materials

  • Construction materials: Concrete

Type & Style

  • Home type: Condo
  • Architectural style: Low Rise
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedroom on Main Level
  • Flooring: Ceramic Tile,Vinyl
  • Common walls with other units/homes: End Unit

Interior Area

  • Total structure area: 1,715
  • Total interior livable area: 1,320 sqft

Property

Details

  • Parcel number: 1420010500065
  • Zoning description: 12 - A-2 Medium Density Apartme
  • Special condition: None

Features

  • Levels: Three Or More
  • Has view: Yes
  • View description: Garden

Parking

  • Total spaces: 2
  • Parking features: Assigned,Covered,One Space
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Lightning
Earthquake
Inland Flooding
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$118$1,416
Property Taxes $206$2,472
Electricity $425$5,100
Total$4,794$57,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,365/yr
40% on housing$143,820/yr
45% on housing$127,840/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$606This listing

vs Other Active Listings

Avg $/sqft

ZIP 96734$1,223
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96734$964
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-06Listed for sale$845,000
2026-02-21Contingent$845,000
2025-06-24Price change$845,000
2025-02-03Price change$850,000
2024-08-22Listed for sale$868,000
2019-06-07Listing removed$635,000
2019-04-30Listed for sale$635,000
2018-03-21Listing removed$2,600
2018-03-01Listed for rent$2,600

For Sale by Agent

AgentDeborah V Low
BrokerageColdwell Banker Realty

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