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214 Main St, Potsdam, NY, 13676

6beds
3baths
2,849sqft
$299,000
$105price/sqft
$2,633/moest. monthly cost
$105,320/yrincome needed

About This Home

There are so many things to feature about this unique property, you will need to come see for yourself- we can't possibly mention it all here. Where else will you find 5 acres in the Village of Potsdam? This old farmhouse has been renovated over the years and has 6 bedrooms and 2.5 baths. Sitting on the 5 acres is an old cow barn with a chicken coop, silo and milk house, another large pole barn that could be used for anything, an inground pool with a pool house that has the pump room and kitchenette with running water and space to relax our of the sun and prepare snacks or change out of wet bathing suits. There are several mature apple trees that the deer like to visit. When you enter the home by the garage, you are greeted with a mudroom that extends to butler's pantry with loads of cabinets and counter space. The kitchen has a good work flow and there is a small half bath. Entering the formal dining room, there are beautiful built ins and an area to put in a wine fridge and the original hardwood floors flow throughout the main level. Off the back of the dining room is another small room that would be ideal for more storage, a pantry, an office, craft room or even a small guest room. The living room is bright and spacious with the fireplace as its focal point. Up the staircase are 5 bedrooms and a bathroom. The new laundry room is also located down the hall before stepping down into the primary suite. There are French doors giving such a beautiful view of the backyard and pool area. All you need to do is add an upper deck to enjoy the outdoors from your bedroom. The bathroom is stunning, with a wall of windows, a jetted tub and a gorgeous shower. This area is open to the closet with built in storage and shelving. This feels like a retreat in your own home. All of this area from the laundry room and primary bedroom suite is NOT included in the square footage from Real Property. This home is almost 4,000 square feet! Plenty of room for all of your living needs. Take a tour today and finish the vision the previous owners had!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Property condition: Sold as Is
  • Year built: 1890

Materials

  • Foundation: Basement,Crawl Space,Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-in oven-Elec,Cooktop-Elec,Dishwasher,Refrigerator,Water Heater(Electric)
  • Laundry features: Upper Level

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Kitchen isle,Pantry,Tub and separate shower,Walk-In Closet(s)
  • Door features: Insulated door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood,Laminate,Vinyl
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 2,849

Heating

  • Heating features: Forced Air,Hot Water,Oil,Fireplace(s)

Interior Area

  • Total structure area: 2,849
  • Total interior livable area: 2,849 sqft

Property

Details

  • Parcel number: 64.07611.12

Features

  • Stories: 2
  • Pool features: In Ground
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 5 Acres
  • Features: Level,Oversized
  • Lot size dimensions: 5 acres

Parking

  • Total spaces: 2
  • Parking features: 2 car garage,3 or more parking spaces,Attached garage,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Winter Weather
Earthquake
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$172$2,064
Property Taxes $480$5,760
Electricity $470$5,649
Total$2,633$31,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,274/yr
40% on housing$78,990/yr
45% on housing$70,213/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 13676$137
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13676$114
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-05Price change$369,000
2025-09-02Price change$379,000
2025-07-07Listed for sale$389,000
1999-03-01Sold$93,000

For Sale by Agent

AgentElizabeth Trego
BrokerageTrego Realty Group, LLC

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