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1401 Breckinridge, Louisville, KY, 40204

6beds
6baths
5,254sqft
$515,000
$98price/sqft
$3,755/moest. monthly cost
$150,200/yrincome needed

About This Home

6-plex in great Highlands location with tons of charm and character.. This property is in close proximity to iconic Cherokee Park, Bardstown Rd, Baxter Ave, Barrett Ave, Paristown, NuLu, and Downtown Louisville. The property consists of one bedroom units with all of the charm you'd expect from Highlands property. Many units are filled with natural light and the corner lot offers plenty of parking and quiet and serene setting. Current owner spent $20k to resolve some sewer and plumbing issues, remodeled basement apt and recently repainted and refinished flooring in entry and one of the units along with some new appliances in a few units. Owner just replaced the washer/dryer as well. Owner currently pays all utilities. Schedule your showing today!

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

2/10
5/10
Meyzeek Middle SchoolGrades 6-81.0 mi
1/10

Construction

Condition

  • Year built: 1915

Materials

  • Roof: Rolled/Hot Mop
  • Construction materials: Stone

Type & Style

  • Home type: Apartment
  • Architectural style: Traditional
  • Property subType: Apartment

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6

Features

  • Finished area below ground: 1,820
  • Finished area above ground: 3,434

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 3,434
  • Total interior livable area: 5,254 sqft

Property

Details

  • Parcel number: 09021K02190000
  • Attached to another structure: Yes

Features

  • Patio & porch: Porch
  • Exterior features: None

Lot

  • Lot size: 0.09 sqft
  • Features: Sidewalk
  • Lot size dimensions: 31.5 x 128.7

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$373$4,476
Property Taxes $364$4,368
Electricity $414$4,979
Total$3,755$45,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,742/yr
40% on housing$112,650/yr
45% on housing$100,133/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 40204$168
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40204$214
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$525,000
2026-04-03Price change$535,000
2026-02-20Listed for sale$550,000
2025-09-24Listing removed$550,000
2025-06-04Price change$550,000
2025-04-22Price change$575,000
2025-03-21Listed for sale$585,000
2024-02-09Listing removed--
2024-02-07Price change$895
2023-12-09Listed for rent$925
2009-02-07Sold$300,000

For Sale by Agent

AgentDrew Perkins
BrokeragePerkins Realty Group

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