See other homes in:
Primary listing photo

3430 Route 89, Savannah, NY, 13146

4beds
1baths
55,321sqft
$40,400
$1price/sqft
$9,441/moest. monthly cost
$377,640/yrincome needed

About This Home

Historic single-family residence originally built in 1875, offering classic architectural character and strong repositioning potential. 3,160 ± sq. ft. of gross living area with 8 total rooms, including 4 bedrooms and 1 bathroom, providing a large footprint for renovation or reconfiguration. Situated on a 1.26-acre lot in a rural South Butler location, offering privacy, land utility, and long-term upside not commonly available at this price point. Includes an unfinished basement and detached one-car garage, adding flexibility for storage or future improvements.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1875

Materials

  • Foundation: Other,See Remarks
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks,Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Other,See Remarks
  • Flooring: Other,See Remarks

Heating & Cooling

  • Heating features: Other,See Remarks
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 55,321
  • Total interior livable area: 55,321 sqft

Property

Details

  • Parcel number: 542289 7711417169088
  • Special condition: Auction

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1.27 Acres
  • Features: Irregular Lot,Other,See Remarks

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,No Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Wayne County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $204$2,448
Home Insurance *$21$252
Property Taxes $74$888
Electricity $9,142$109,707
Total$9,441$113,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$323,691/yr
40% on housing$283,230/yr
45% on housing$251,760/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.2%
3.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1This listing

vs Other Active Listings

Avg $/sqft

ZIP 13146$116
Wayne County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 13146$106
Wayne County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Unknown Listed By

AgentChristopher Rose
BrokerageREALHome Services & Solutions

Similar Homes