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4048 Summerfield Dr, Troy, MI, 48085

3beds
3baths
2,635sqft
$524,900
$199price/sqft
$3,645/moest. monthly cost
$145,800/yrincome needed

About This Home

Spacious 2,635 sq. ft. condo offering a desirable open floor plan in a fantastic Troy location! The first floor features a generous primary suite with a private full bath and walk in closet, a dedicated office or den, convenient first floor laundry, and a powder room. The kitchen offers Merillat cabinetry, hardwood floors, an island, breakfast nook, and a newer dishwasher. The living room features a cozy gas fireplace and a door wall leading to a private deck. Upstairs you'll find two spacious bedrooms, a full bath with double sinks, and a large loft that makes a great second living area, home office, or flex space. Several big ticket updates have already been taken care of, including a new furnace, new central air, a newer dishwasher, and a new roof. The basement features an egress window and is plumbed for a future full bath, offering plenty of potential for additional living space. Complete with an attached two car garage, this home offers the space, layout, and opportunity to make it your own!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

8/10
Hill Elementary SchoolGrades PK-50.8 mi
9/10
Larson Middle SchoolGrades 6-80.7 mi
8/10
Athens High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range/Oven,Refrigerator,Washer
  • Laundry features: Laundry Room,Entry

Basement

  • Has basement: Yes
  • Basement: Daylight,Concrete

Bathroom1

  • Level: Entry
  • Area: 98

Bathroom2

  • Level: Upper
  • Area: 96

Bedroom1

  • Level: Entry
  • Area: 256

Bedroom2

  • Level: Upper
  • Area: 255

Bedroom3

  • Level: Upper
  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cathedral/Vaulted Ceiling,Walk-In Closet(s)
  • Window features: Bay Window(s),Window Treatments
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,635

Great Room

  • Level: Entry
  • Area: 396

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,247
  • Total interior livable area: 2,635 sqft

Kitchen

  • Level: Entry
  • Area: 330

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 2013351062
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Multi/Split,Two
  • Stories: 2
  • Patio & porch: Deck,Porch

Parking

  • Total spaces: 2
  • Parking features: Attached,Electric in Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$158$1,896
Property Taxes $546$6,552
Electricity $287$3,448
Total$3,645$43,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,971/yr
40% on housing$109,350/yr
45% on housing$97,200/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 48085$233
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48085$215
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$519,900
2026-06-23Listed for sale$524,900
2018-04-27Sold$316,750
2018-03-19Pending sale$334,900
2018-02-12Listed for sale$334,900

For Sale by Agent

AgentKrista Jelsky
BrokerageEpique Inc.

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