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5551 Naumburg Ln, Castorland, NY, 13620

4beds
3baths
3,196sqft
$599,000
$187price/sqft
$4,548/moest. monthly cost
$181,920/yrincome needed

About This Home

Cross Roads Tavern – Profitable Turnkey Commercial Property in Castorland, NY. Rare opportunity to own a well-established, year-round profitable bar, pub, catering business, and multi-income rental property with over 25 years of successful operation under current ownership. Ideally located at the high-traffic intersection of State Route 410 and State Route 126 between Croghan and Carthage, offering excellent visibility and ample parking. This turnkey operation features multiple income streams, including food and beverage sales, a commercial kitchen supporting off-site catering, indoor and outdoor event rentals with a large pavilion and BBQ pits, strong lottery sales, entertainment income, and three on-site apartments (two long-term tenants, one short-term rental). Popular destination for snowmobilers, ATV riders, cyclists, and kayakers, just minutes from Black River access. The property is fully up to code and well-maintained, featuring a walk-in cooler, central AC, an outdoor pavilion, a standby generator, and all equipment and furnishings needed to continue operations—everything is included. Sold as-is, where-is. Serious inquiries only; proof of funds or pre-qualification required. Castorland, NY | High Visibility | Multi-Income | Turnkey Business

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
6/10
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1970

Materials

  • Roof: Metal
  • Construction materials: Blown-In Insulation,Block,Concrete

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Oil Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Laminate,Tile,Varies

Heating & Cooling

  • Heating features: Oil,Zoned,Hot Water
  • Cooling features: Zoned

Interior Area

  • Total structure area: 3,196
  • Total interior livable area: 3,196 sqft

Property

Details

  • Parcel number: 23208912700200010090000000
  • Zoning description: Other - See Remarks
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Barbecue

Lot

  • Lot size: 1.20 Acres
  • Features: Irregular Lot,Other,See Remarks
  • Lot size dimensions: 196 x 270

Parking

  • Total spaces: 1
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters in Lewis County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$299$3,588
Property Taxes $693$8,316
Electricity $528$6,338
Total$4,548$54,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,931/yr
40% on housing$136,440/yr
45% on housing$121,280/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.2%
3.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 13620$123
Lewis County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 13620
Lewis County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-11Listed for sale$599,000
2023-07-07Listing removed--
2023-04-08Price change$399,000
2023-01-03Price change$389,000
2022-12-26Price change$395,500
2022-12-01Price change$395,900
2022-10-20Price change$395,999
2022-09-21Price change$399,999
2022-09-09Price change$404,999
2022-07-28Price change$405,000
2022-06-25Price change$409,000
2022-06-21Price change$410,000
2022-06-10Price change$415,000
2022-05-30Price change$419,999
2022-05-21Price change$424,100
2022-04-29Price change$424,999
2022-04-19Price change$425,000
2022-03-19Price change$426,000
2022-02-23Price change$427,000
2022-02-11Price change$427,900
2021-12-19Price change$428,000
2021-11-19Price change$428,900
2021-10-03Listed for sale$429,000
2021-01-20Listing removed--
2020-08-04Listed for sale$267,000

For Sale by Agent

AgentCalvin Campany
BrokerageHoward Hanna-Watertown

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