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4139 Lake Rd, Williamson, NY, 14589

3beds
3baths
4,983sqft
$589,900
$118price/sqft
$5,137/moest. monthly cost
$205,480/yrincome needed

About This Home

Live, work, and invest just steps from Lake Ontario. Rare opportunity to own a beautifully built mixed-use property overlooking Pultneyville Harbor and the marina in the heart of historic Pultneyville. Built in 2007, this versatile property offers incredible flexibility for an investor or owner-occupant, with multiple residential and professional spaces all in one location. The upper living space was originally designed as two apartments and is currently combined into a spacious owner’s suite with mirrored layouts that could easily be converted back if desired. The upstairs features custom transom windows that fill every room with natural light, stunning Lake Ontario views, two private balconies, and access to a full wraparound deck. Both full baths include tiled walk-in showers and wood slat paneled ceilings, and one bedroom has been converted into a large walk-in closet. Apartment A is currently vacant, offering immediate short-term or long-term rental potential, while the professional office space is currently occupied. The lower level is currently used for storage but offers excellent potential for a small café, office, or additional rental unit. Exterior highlights include an oversized 2-car garage, parking for 7+ vehicles, and dedicated storage areas for each unit. Additional features include a Vivint security system with 3 cameras and panel ($6,000 value, transferable) and a new water heater installed February 2026. Located just steps from the Pultneyville Marina, Yacht Club, white sand beach, restaurants, farm markets, and village amenities, and minutes to Route 104. Williamson is also known as one of New York State’s top apple-producing regions, surrounded by orchards. A rare opportunity to own a multi-use property with breathtaking Lake Ontario views in one of the lake’s most charming waterfront communities.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
Williamson Middle SchoolGrades 5-84.2 mi
5/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Mixed Use

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Sliding Glass Door(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Hardwood,Tile,Varies,Vinyl

Heating & Cooling

  • Heating features: Gas,Baseboard,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,983
  • Total interior livable area: 4,983 sqft

Property

Details

  • Parcel number: 54460006611900090146040000
  • Zoning description: Residential Multi Use
  • Special condition: Standard

Features

  • Stories: 3
  • Patio & porch: Balcony,Deck
  • Exterior features: Balcony,Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Beach Access,Lake
  • Waterbody name: Lake Ontario

Lot

  • Lot size: 8,712 sqft
  • Features: Other,Rectangular,Rectangular Lot,See Remarks
  • Lot size dimensions: 73 x 100

Parking

  • Total spaces: 2.5
  • Parking features: Garage,Parking Available,Two or More Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Tsunami

FEMA Declared Disasters in Wayne County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,982$35,784
Home Insurance *$251$3,012
Property Taxes $1,081$12,972
Electricity $823$9,881
Total$5,137$61,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,125/yr
40% on housing$154,110/yr
45% on housing$136,986/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.2%
3.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 14589$135
Wayne County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 14589$163
Wayne County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$589,900
2026-03-24Listed for sale$599,900
2004-02-02Sold$114,000

For Sale by Agent

AgentAndrew Hannan
BrokerageReal Broker NY, LLC

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