92 Water St, Lyons, NY, 14489
About This Home
Spacious 4-bedroom, 2-bath Foursquare-style home offering classic character, flexible living space, and room to make it your own. Features include a covered front porch, back deck, first-floor laundry and first floor bedroom. Convenient location with easy access to local amenities. Whether you are looking for extra space or to grow your investment portfolio this property has opportunity and potential. Tenant occupied but expected to be delivered vacant.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1880
Materials
- Foundation: Block,Stone
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Square Design
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Gas Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level
- Flooring: Carpet,Hardwood,Laminate,Varies
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 1,873
- Total interior livable area: 1,873 sqft
Property
Details
- Parcel number: 54280007011100129986410000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: Dirt Driveway,Gravel Driveway
Lot
- Lot size: 8,276 sqft
- Features: Irregular Lot
- Lot size dimensions: 52 x 168
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Wayne County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $733 | $8,796 |
| Home Insurance * | $121 | $1,452 |
| Property Taxes | $265 | $3,180 |
| Electricity | $309 | $3,714 |
| Total | $1,428 | $17,136 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-20 | Listed for sale | $145,000 |
| 2010-07-21 | Sold | $9,000 |
| 2005-03-30 | Sold | $50,000 |
| 2003-07-03 | Sold | $10,000 |
| 2002-12-03 | Sold | $35,000 |
| 1999-10-29 | Sold | $40,000 |
| 1998-06-19 | Sold | $1,100 |
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