20 Holley St, Lyons, NY, 14489
About This Home
Welcome to 20 Lyons St, a rare opportunity to own a true piece of Lyons history! Built in 1857 by Saxon B. Gavitt, founder of The Gavitt National Bank, which later merged with Lyons National Bank during the Great Depression, this remarkable Victorian home is rich with timeless character and historic significance. Situated on a picturesque 0.80-acre treed lot just minutes from local schools, this nearly 3,300-square-foot home is ready for its next owner to restore, rejuvenate and bring it back to its former glory. In need of TLC, this is a rare opportunity to earn sweat equity while preserving a local landmark. From the moment you arrive, you'll be captivated by the ornate wrought iron fence surrounding the property and its striking Victorian architecture. Inside, the grand foyer makes an unforgettable first impression with its soaring ceiling, dramatic staircase and beautiful stained glass windows. Throughout the home, you'll find an incredible collection of original details, including rich gumwood trim and moldings, original light fixtures, intricate ceiling details, stained glass, wood-beamed ceilings and elegant glass French doors. The spacious country kitchen opens to a bright breakfast room. Entertain with ease in the formal dining room, casual living room and elegant formal parlor. A convenient first-floor laundry room and powder room complete the main level. Upstairs, you'll find four generously sized bedrooms, including a spacious primary suite, along with two full bathrooms. A charming back staircase provides direct access to the kitchen. The unfinished walk-up attic offers future potential, while the full basement with bulkhead doors provides additional functional space. Outside, the property features a carriage house, barn, four-car detached garage, abundant storage space and a rear patio overlooking the expansive yard. If you've been searching for a rewarding restoration project with unmatched history, character and potential, this one-of-a-kind property is ready for its next chapter. Don't miss your chance to bring this historic Lyons treasure back to life. Offers due Wednesday, 8/5 at 10am
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1857
Materials
- Foundation: Stone
- Roof: Asphalt
- Construction materials: Brick,Vinyl Siding,Wood Siding,Copper Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique,Victorian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Dishwasher,Gas Cooktop,Gas Water Heater,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Exterior Entry,Full,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Breakfast Bar,Den,Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room,Country Kitchen,Natural Woodwork,Bath in Primary Bedroom,Workshop
- Window features: Leaded Glass
- Flooring: Carpet,Hardwood,Laminate,Tile,Varies,Vinyl
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Coal,Gas,Wood,Hot Water
Interior Area
- Total structure area: 3,264
- Total interior livable area: 3,264 sqft
Property
Details
- Parcel number: 54280007111100062517670000
- Special condition: Estate
Features
- Patio & porch: Open,Patio,Porch
- Exterior features: Enclosed Porch,Fully Fenced,Porch,Patio
- Fencing: Full
Lot
- Lot size: 0.80 Acres
- Features: Irregular Lot,Residential Lot
- Lot size dimensions: 158 x 150
Parking
- Total spaces: 4
- Parking features: Detached,Electricity,Garage,Circular Driveway
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Wayne County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $404 | $4,848 |
| Home Insurance * | $67 | $804 |
| Property Taxes | $146 | $1,752 |
| Electricity | $539 | $6,472 |
| Total | $1,156 | $13,872 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Pending sale | $79,900 |
| 2026-07-30 | Listed for sale | $79,900 |
| 2021-06-30 | Sold | $175,000 |
| 2021-04-16 | Pending sale | $169,900 |
| 2021-04-08 | Listed for sale | $169,900 |
| 1999-06-04 | Sold | $85,000 |
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