86 Water St, Lyons, NY, 14489
About This Home
Are you looking for an affordable place to live for yourself, or are you looking for an investment property??? This 2 bedroom, 1 full bath home is conveniently located in the downtown area. It is currently tenant occupied with long term tenants of over 5 years. Tenants wish to remain there offering a great opportunity for an investor. This home has a newer furnace and the roof is approximately 15 years old offering many years of life left. Enclosed front and rear porches for added space and a small, low maintenance yard. Come take a look!!!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1850
Materials
- Foundation: Poured,Stone
- Roof: Shingle
- Construction materials: Composite Siding,Other,See Remarks
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique,Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen,Separate/Formal Living Room,Country Kitchen
- Flooring: Carpet,Varies,Vinyl
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 1,280
- Total interior livable area: 1,280 sqft
Property
Details
- Parcel number: 54280007111100090096340000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: Dirt Driveway
Lot
- Lot size: 4,356 sqft
- Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 38 x 114
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Wayne County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $404 | $4,848 |
| Home Insurance * | $67 | $804 |
| Property Taxes | $146 | $1,752 |
| Electricity | $246 | $2,954 |
| Total | $863 | $10,356 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-03 | Listed for sale | $85,000 |
| 2026-03-21 | Listing removed | $68,500 |
| 2026-01-08 | Price change | $68,500 |
| 2025-11-06 | Price change | $70,000 |
| 2025-10-20 | Listed for sale | $75,000 |
| 2025-02-22 | Listing removed | $82,000 |
| 2024-12-23 | Listed for sale | $82,000 |
| 2011-03-17 | Sold | $10,000 |
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