




92 Hammock Dr, Winchester, TN, 37398
About This Home
This beautiful lake home is located in the highly sought after Twin Creeks neighborhood and just a short walk or golf cart ride from Twin Creeks Marina, where you'll enjoy convenient access to boating, fishing, waterfront dining, and all the recreation Tims Ford Lake has to offer. Community amenities include three resort-style swimming pools, clubhouse, fire pit, walking areas, and professionally maintained common spaces. The downstairs showcases the spacious master bedroom with a stunning walk/in frameless glass shower. There is also a den/study located downstairs at the front of the home allowing ample natural light. The upstairs features 3 bedrooms, one of which doubles as a game room. Enjoy quiet evenings on your covered patio or deck or unwind in front of your fireplace in the large family room which boasts beautiful high ceilings. This home is being sold fully furnished.
Getting Around
Schools
Construction
Condition
- Year built: 2021
Materials
- Roof: Asphalt
- Construction materials: Fiber Cement
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Built-In Gas Oven,Dishwasher,Freezer,Ice Maker,Microwave,Washer
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Features
- Flooring: Laminate
- Fireplace features: Insert,Electric
- Finished area above ground: 2,986
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,986
- Total interior livable area: 2,986 sqft
Property
Details
- Parcel number: 065I E 01500 000
- Special condition: Owner Agent
Features
- Levels: One
- Stories: 2
- Pool features: Association
- Patio & porch: Deck,Covered
Lot
- Lot size: 8,276 sqft
- Lot size dimensions: 65.92 x 127.76
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,297 | $51,564 |
| Home Insurance | $416 | $4,992 |
| Property Taxes | $1,762 | $21,144 |
| Electricity | $242 | $2,911 |
| Total | $6,717 | $80,604 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $849,900 |
| 2021-08-13 | Sold | $624,000 |
| 2021-07-14 | Pending sale | $624,000 |
| 2021-04-22 | Contingent | $624,000 |
| 2021-03-26 | Listed for sale | $624,000 |
| 2020-09-11 | Sold | $95,000 |
| 2019-08-13 | Listing removed | $125,000 |
| 2018-01-25 | Listed for sale | $125,000 |
| 2017-07-31 | Sold | $84,900 |
