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92 Hammock Dr, Winchester, TN, 37398

4beds
4baths
2,986sqft
$849,900
$285price/sqft
$6,717/moest. monthly cost
$268,680/yrincome needed

About This Home

This beautiful lake home is located in the highly sought after Twin Creeks neighborhood and just a short walk or golf cart ride from Twin Creeks Marina, where you'll enjoy convenient access to boating, fishing, waterfront dining, and all the recreation Tims Ford Lake has to offer. Community amenities include three resort-style swimming pools, clubhouse, fire pit, walking areas, and professionally maintained common spaces. The downstairs showcases the spacious master bedroom with a stunning walk/in frameless glass shower. There is also a den/study located downstairs at the front of the home allowing ample natural light. The upstairs features 3 bedrooms, one of which doubles as a game room. Enjoy quiet evenings on your covered patio or deck or unwind in front of your fireplace in the large family room which boasts beautiful high ceilings. This home is being sold fully furnished.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Clark Memorial SchoolGrades PK-50.7 mi
4/10
North Middle SchoolGrades 6-82.5 mi
4/10
Franklin Co High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Asphalt
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Dishwasher,Freezer,Ice Maker,Microwave,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Laminate
  • Fireplace features: Insert,Electric
  • Finished area above ground: 2,986

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,986
  • Total interior livable area: 2,986 sqft

Property

Details

  • Parcel number: 065I E 01500 000
  • Special condition: Owner Agent

Features

  • Levels: One
  • Stories: 2
  • Pool features: Association
  • Patio & porch: Deck,Covered

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 65.92 x 127.76

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance $416$4,992
Property Taxes $1,762$21,144
Electricity $242$2,911
Total$6,717$80,604

Income You'd Need if You Spent...

35% on housing$230,297/yr
40% on housing$201,510/yr
45% on housing$179,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 37398$212
Franklin County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 37398$211
Franklin County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Listed for sale$849,900
2021-08-13Sold$624,000
2021-07-14Pending sale$624,000
2021-04-22Contingent$624,000
2021-03-26Listed for sale$624,000
2020-09-11Sold$95,000
2019-08-13Listing removed$125,000
2018-01-25Listed for sale$125,000
2017-07-31Sold$84,900

For Sale by Agent

AgentNicole Miller
BrokerageBenchmark Realty, LLC

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