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2141 Front St, San Diego, CA, 92101

4beds
6baths
2,739sqft
$2,100,000
$767price/sqft
$12,697/moest. monthly cost
$507,880/yrincome needed

About This Home

2141 Front Street is a well-located 6-unit investment property in the highly desirable Bankers Hill neighborhood, just minutes from Balboa Park, Downtown San Diego, and Little Italy. The property consists of two separate buildings with a unit mix of two 2-bedroom/1-bath units and four studios. The property has been recently renovated with upgraded electrical systems and interior improvements, and units feature laminate flooring, air conditioning, and functional layouts. Select units offer private outdoor areas, and the property includes a secure fenced entry. This is a compelling value-add opportunity in one of San Diego’s most sought-after central locations with strong long-term rental demand.

Getting Around

91
WalkingWalker's Paradise
62
TransitGood Transit
46
BikeSomewhat Bikeable

Schools

4/10
6/10
San Diego High SchoolGrades 9-120.9 mi

Construction

Materials

  • Roof: Composition
  • Construction materials: Part Fenced

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 6

Heating & Cooling

  • Heating features: Wall
  • Cooling features: Wall/Window

Interior Area

  • Total structure area: 2,739
  • Total interior livable area: 2,739 sqft

Property

Details

  • Parcel number: 5331710400

Features

  • Levels: 2 Story
  • Stories: 2

Lot

  • Lot size: 4,992 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,618$127,416
Home Insurance *$320$3,840
Property Taxes $1,172$14,064
Electricity $587$7,048
Total$12,697$152,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$435,325/yr
40% on housing$380,910/yr
45% on housing$338,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$767This listing

vs Other Active Listings

Avg $/sqft

ZIP 92101$467
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92101$846
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Listed for sale$2,100,000
2020-07-30Sold$1,440,000

For Sale by Agent

AgentJordan A Concepcion
BrokerageApartment Realty Group (ARG)

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