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2970 Indian River Dr NE #214, Palm Bay, FL, 32905

1beds
1baths
510sqft
$78,500
$154price/sqft
$745/moest. monthly cost
$29,800/yrincome needed

About This Home

Welcome to this inviting and affordable 1 bed / 1 bath home located in desirable Palm Bay Estates! This home features a canal view from the screened in porch. It provides a functional layout and comfortable living space, perfect as a full-time residence, seasonal retreat or investment property. Upgrades include new vinyl siding, windows, tankless water heater, stackable washer / dryer, new kitchen appliances, quartz countertops, updated backsplash, LED lighting, new window treatments, plumbing, electrical system and breaker box. A beautiful new vanity, shower, and lighting add ambiance to the bathroom. The ac system has also been completely refurbished. Roof membrane is only 2 years old. Outside, enjoy a low-maintenance yard and peaceful surroundings. Ample parking includes an attached carport. Utility shed for additional storage. This 55+ community features a heated pool, clubhouse, picnic area, dog park, community boat ramp and access to Turkey Creek and the Indian River!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

7/10
2/10
2/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1967

Materials

  • Roof: Membrane
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Cooktop,Instant Hot Water,Microwave,Refrigerator,Washer/Dryer Stacked
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Primary Bathroom - Shower No Tub
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 510 sqft

Property

Details

  • Parcel number: 2837247800000.00214.00
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Storm Shutters
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream

Lot

  • Lot size: 9,147 sqft
  • Features: Few Trees

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Guest
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $396$4,752
Home Insurance *$108$1,296
Property Taxes $44$528
Electricity $197$2,366
Total$745$8,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,542/yr
40% on housing$22,350/yr
45% on housing$19,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 32905$167
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32905$189
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$78,500
2026-01-18Listed for sale$82,500
2020-12-04Sold$64,000
2020-11-03Pending sale$69,500
2020-05-04Listed for sale$69,500
2018-05-01Sold$48,500
2018-04-05Pending sale$52,000
2018-03-13Price change$52,000
2018-02-11Price change$54,500
2018-01-13Listed for sale$58,500
2016-07-22Sold$18,000

For Sale by Agent

AgentElizabeth Morris
BrokerageRE/MAX Aerospace Realty

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