208 W Monroe St, Decatur, IN, 46733
About This Home
This also includes 1st floor commercial space. (Commercial kitchen/cafe, 3 retail spaces). Be the first to live in a Condo downtown Decatur with a 3 level deck! Unique 3 Bedroom, 3 Full Bath, over 3000 SQFT residential luxury living in downtown Decatur. Master Bedroom suite has New Jacuzzi tub, separate shower, walk in closet & stand up vanity. New Furnace and Central Air! Large kitchen with island overlooks great room with 14 ft ceilings, gas fireplace while bordered by a breakfast bar. The options of entertainment are endless in the open concept great room. Overlook the city on the multi-level decks while enjoying the outside air. Decks are above the privately fenced yard and shed. One of a kind opportunity for a lucky buyer to have all the amenities and fun options in this downtown residence. Trails, parks, restaurants, shops, festivals are all within blocks for your enjoyment.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1876
Type & Style
- Home type: Condo
Interior
Appliances
- Appliances included: Dryer,Garbage disposal,Microwave,Refrigerator,Washer
- Laundry features: Washer Hookup,Upper Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),Breakfast Bar,Kitchen Island,Pantry,Double Vanity,Walk-In Closet(s),High Ceilings,Great Room,Laminate Counters,Crown Molding,Entrance Foyer,Open Floorplan,Tub/Shower Combination,Stand Up Shower,Tub and Separate Shower,Natural Woodwork,Custom Cabinetry,Jet/Garden Tub
- Flooring: Carpet,Hardwood
- Fireplace features: Gas Log,Ventless,Living/Great Rm,1st Bdrm
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced air,Electric
- Cooling features: Central
Interior Area
- Total interior livable area: 3,696 sqft
Property
Details
- Zoning: City Zoning(C1)
- Zoning description: multipurpose zoning
Features
- Patio & porch: Deck,Patio Open
- Exterior features: Brick
- Has spa: Yes
- Spa features: Bath
- Fencing: Privacy, Vinyl
Lot
- Lot size: 4,000 sqft
- Features: Level,City Lot,City/Town/Suburb,Near Walking Trail
Parking
- Parking features: On-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Inland Flooding
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,185 | $38,220 |
| Home Insurance * | $433 | $5,196 |
| Property Taxes | $367 | $4,404 |
| Electricity | $338 | $4,065 |
| Total | $4,323 | $51,876 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-28 | Listed for sale | $630,000 |
| 2020-12-01 | Listing removed | $249,900 |
| 2020-05-22 | Listed for sale | $249,900 |
| 2019-01-01 | Listing removed | $290,000 |
| 2018-07-10 | Price change | $290,000 |
| 2018-01-08 | Listed for sale | $325,000 |
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