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21855 S Fm 148, Kemp, TX, 75143

3beds
3baths
2,580sqft
$949,000
$368price/sqft
$6,331/moest. monthly cost
$253,240/yrincome needed

About This Home

Situated on 38.83 acres, this property offers a blend of open pasture and wooded acreage, complete with two ponds and scenic views from an elevated homesite. The home features 3 bedrooms, 2 full bathrooms, and 1 half bath, along with a dedicated office space and a 2nd living area, providing flexible space for a variety of needs. The property includes two detached workshops, one of which features an attached carport, ideal for equipment storage, hobbies, or workspace. A gated entry provides added privacy, while the above-ground pool with deck offers a place to relax and enjoy. With pastureland in the front and wooded acreage in the back, this property is well-suited for those seeking space, functionality, and a peaceful rural setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
Kemp Intermediate SchoolGrades 3-52.9 mi
2/10
Kemp Junior High SchoolGrades 6-82.7 mi
3/10
Kemp High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Aluminum/Metal
  • Construction materials: Wood /Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher,Disposal,Refrigerator,Electric Water Heater

Bathroom

  • Features: Shower Only,Shower and Tub,Walk-In Closet(s)

Bedroom

  • Features: Guest Bedroom Split,Walk-In Closet(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen Island
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 2,580
  • Total interior livable area: 2,580 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Property

Details

  • Parcel number: 99001300000020010400
  • Special condition: None

Features

  • Levels: One
  • Pool features: Above Ground
  • Patio & porch: Patio Covered,Deck Open
  • Fencing: Barbed Wire,Cross Fenced
  • Waterfront features: Pond
  • Topography of land: Hill Side
  • Residential vegetation: Heavily Wooded

Lot

  • Lot size: 38.83 Acres
  • Features: Pasture,Rectangular Lot,Wooded

Parking

  • Parking features: Detached,Workshop in Garage
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$754$9,048
Property Taxes $496$5,952
Electricity $283$3,399
Total$6,331$75,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,062/yr
40% on housing$189,930/yr
45% on housing$168,826/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$368This listing

vs Other Active Listings

Avg $/sqft

ZIP 75143$205
Kaufman County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 75143$190
Kaufman County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$978,000

For Sale by Agent

AgentRobert Blaase
BrokerageColdwell Banker American Dream

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