See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

401 W 2nd St, Frederick, MD, 21701

5beds
6baths
5,704sqft
$3,250,000
$570price/sqft
$20,404/moest. monthly cost
$816,160/yrincome needed

About This Home

Positioned prominently within the prestigious Baker Park Estates, this extraordinary custom-built residence offers a rare opportunity to own one of Downtown Frederick’s most architecturally significant homes. Perfectly situated directly across from Baker Park on a beautifully landscaped corner lot, this remarkable property blends timeless craftsmanship with elevated modern luxury. Uniquely designed by renowned Jonathan Rivera Architecture and professionally curated by White Space Design Group, every detail of this exceptional residence was intentionally selected to honor the character and charm of Frederick’s historic architecture while seamlessly incorporating sophisticated modern finishes. As the only home featuring two front elevations and a private driveway accessed directly from the front of the property, the home offers a truly distinguished presence from every angle. Inside, the home unfolds with warmth, sophistication, and impeccable craftsmanship. The main level features soaring 10-foot ceilings, elegant crown molding, custom millwork, solid wood doors, and stunning 5-inch white oak hardwood flooring. Oversized Andersen windows flood the home with natural light while framing picturesque views of Baker Park.The gourmet chef’s kitchen is a true showpiece. Anchored by an expansive quartz waterfall island, the space is outfitted with premium Thermador stainless steel appliances including a six-burner range with griddle, dual ovens, drawer microwave, professional hood, and an abundance of custom cabinetry. A hidden Murphy-door pantry, butler’s pantry, spacious mudroom, complete with a dog washing station and dedicated elegant home office add exceptional functionality and convenience.The great room offers a welcoming refined atmosphere centered around a wood-burning fireplace with gas conversion capability, while seamless access to multiple covered outdoor living spaces creates the perfect setting for entertaining year-round. The expansive entrance hall is pure drama and elegance with round landing table space and the chandelier dreams are made of featuring hundreds of perfectly cut crystals! The second level continues the home’s luxurious design with four spacious bedrooms, three full bathrooms, an oversized laundry room, and a thoughtfully designed wet bar complete with refrigerator and pantry. The owner’s suite serves as a private retreat featuring two walk-in closets and a spa-inspired bath with heated floors, dual vanities, soaking tub, Roman shower with bench seating. The heated covered balcony overlooking Baker Park, offering an extraordinary place to enjoy peaceful sunrise views all year round.The finished third-floor loft provides flexible space ideal for a second office, media room, playroom, or guest retreat.The fully finished lower level was designed with wellness and recreation in mind, featuring a state-of-the-art heated yoga studio with imported Japanese sliding glass doors, expansive changing room with double vanities and dual showers, a second kitchen, spacious recreation room, full bathroom, walkout access, and additional storage space.The detached two-car garage includes an electric vehicle charging outlet and is accompanied by a beautifully appointed private guest house complete with a kitchen, bedroom, bathroom, washer and dryer, and private outdoor patio beneath a charming pergola — ideal for guests, multigenerational living, an au pair suite, or private office. Outside, professionally designed landscaping by Stadler Nursery surrounds the property with lush greenery, while integrated stormwater management systems, permeable pavers, pergolas, and multiple gathering areas complete this truly one-of-a-kind offering. Located just moments from Frederick’s award-winning restaurants, boutiques and, entertainment, while directly adjacent to Baker Park’s trails, tennis courts, dog park, bandshell events, and open green space — this residence delivers an unmatched luxury lifestlye.

Getting Around

84
WalkingVery Walkable
32
TransitSome Transit
81
BikeVery Bikeable

Schools

7/10
Parkway Elementary SchoolGrades PK-50.2 mi
6/10
4/10
Frederick High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2020

Materials

  • Foundation: Block
  • Roof: Architectural Shingle,Metal
  • Construction materials: HardiPlank Type,Stone

Other

  • Builder name: Jonathan Rivera

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Ice Maker,Oven/Range - Gas,Range Hood,Refrigerator,Six Burner Stove,Stainless Steel Appliance(s),Washer,Water Heater,Gas Water Heater
  • Laundry features: Upper Level,Mud Room

Basement

  • Features: Flooring - HardWood
  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Finished,Heated,Interior Entry,Exterior Entry,Rear Entrance,Walk-Out Access

Bathroom1

  • Features: Flooring - HardWood
  • Level: Lower

Bathroom1

  • Features: Flooring - Tile/Brick
  • Level: Upper

Bathroom2

  • Features: Flooring - Tile/Brick
  • Level: Upper

Bedroom1

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom4

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom4

  • Features: Flooring - Tile/Brick
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - HardWood
  • Level: Main

Exercise Room

  • Features: Flooring - HardWood
  • Level: Lower

Features

  • Attic,Built-in Features,Combination Kitchen/Dining,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Butlers Pantry,Combination Dining/Living,Combination Kitchen/Living,Crown Molding,Dining Area,Exposed Beams,Open Floorplan,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Gourmet,Kitchen Island,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,Beamed Ceilings
  • Flooring: Ceramic Tile,Hardwood,Slate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,550
  • Finished area above ground: 4,154

Foyer

  • Features: Flooring - HardWood
  • Level: Main

Half Bath

  • Features: Flooring - HardWood
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 6,050
  • Total interior livable area: 5,704 sqft

Kitchen

  • Features: Flooring - HardWood
  • Level: Main

Kitchen

  • Features: Flooring - HardWood
  • Level: Lower

Living Room

  • Features: Flooring - HardWood,Fireplace - Wood Burning,Built-in Features
  • Level: Main

Loft

  • Features: Flooring - Carpet
  • Level: Upper

Mud Room

  • Features: Flooring - Tile/Brick
  • Level: Main

Office

  • Features: Flooring - HardWood
  • Level: Main

Primary Bathroom

  • Features: Flooring - Tile/Brick,Flooring - Heated
  • Level: Upper

Primary Bedroom

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Upper

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 1102590062
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Extensive Hardscape,Sidewalks
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.27 Acres
  • Features: Corner Lot/Unit

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,433$197,196
Home Insurance *$700$8,400
Property Taxes $2,545$30,540
Electricity $726$8,720
Total$20,404$244,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$699,565/yr
40% on housing$612,120/yr
45% on housing$544,106/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$570This listing

vs Other Active Listings

Avg $/sqft

ZIP 21701$218
Frederick County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 21701$216
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-28Listed for sale$3,250,000
2024-07-02Listing removed--
2024-06-17Listed for sale$3,250,000
2018-09-17Sold$525,000
2018-03-09Listing removed$525,000
2017-10-27Listed for sale$525,000

For Sale by Agent

AgentLori Rogers
BrokerageKeller Williams Realty Centre

Similar Homes