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1368 S 12th St, Waco, TX, 76706

1beds
1baths
687sqft
$135,000
$197price/sqft
$1,153/moest. monthly cost
$46,120/yrincome needed

About This Home

Located in the highly sought-after District 12 Condominiums, this ground-level condo blends modern-rustic style with a strong investment opportunity. The spacious living area flows into a well-appointed kitchen featuring granite countertops, a stylish backsplash, and a breakfast bar. The oversized bedroom offers a private en-suite bath with great cabinet storage and a tiled tub-shower combo. Washer, dryer, and all kitchen appliances will convey, and the unit can be sold fully furnished for a true turnkey option. Enjoy the beautifully maintained courtyard with seating, lush landscaping, and charcoal fire pits. HOA dues cover common area maintenance, property insurance, pest control, and cable.Currently leased through July 2026 - offering immediate rental income - Schedule your showing today!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

1/10
2/10
3/10
University High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Disposal,Refrigerator,Washer
  • Laundry features: In Hall

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Decorative/Designer Lighting Fixtures,Granite Counters,High Speed Internet,Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric,ENERGY STAR Qualified Equipment
  • Cooling features: Central Air,Electric,ENERGY STAR Qualified Equipment

Interior Area

  • Total interior livable area: 687 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 161360
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: Courtyard

Lot

  • Lot size: 1,219 sqft

Parking

  • Parking features: Common,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$80$960
Property Taxes $153$1,836
Electricity $238$2,859
Total$1,153$13,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,531/yr
40% on housing$34,590/yr
45% on housing$30,746/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 76706$159
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76706$176
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$135,000
2021-06-30Sold--
2021-06-25Pending sale$129,900
2021-06-24Listed for sale$129,900
2021-06-24Pending sale$129,900
2021-06-16Listed for sale$129,900
2020-08-03Sold--
2017-11-07Listing removed$650
2017-10-17Listed for rent$650

For Sale by Agent

AgentMadison Ugochukwu
BrokerageLogan Capital Real Estate, PLLC

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