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695 Sea Vale St Unit 502, Chula Vista, CA, 91910

1beds
1baths
660sqft
$380,000
$576price/sqft
$2,604/moest. monthly cost
$104,160/yrincome needed

About This Home

Welcome to this beautifully updated first-floor condo located in the desirable Las Palmas gated community. This inviting home features durable 12mm laminate wood flooring and a quaint kitchen with beautiful granite countertops, offering both style and functionality. The community offers beautifully maintained grounds, including a charming courtyard and a playground, creating a welcoming environment to relax and enjoy the outdoors. Conveniently located just minutes from shopping, dining, and major freeways, this home combines comfort with an ideal location. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this move-in-ready condo is one you won't want to miss.

Getting Around

70
WalkingVery Walkable
39
TransitSome Transit
59
BikeBikeable

Schools

5/10
3/10

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1985

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Water Heater,Disposal,Microwave
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Granite Counters,Main Level Primary
  • Window features: Blinds
  • Flooring: Laminate,Tile
  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total interior livable area: 660 sqft

Kitchen

  • Features: Granite Counters

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 5653001219
  • Attached to another structure: Yes
  • Zoning: R-1: SINGLE
  • Special condition: Standard
  • Exclusions: Fridge

Features

  • Levels: One
  • Stories: 1
  • Entry location: Street
  • Pool features: None
  • Patio & porch: Patio
  • Spa features: None
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Waterfront features: Across the Road from Lake/Ocean

Lot

  • Lot size: 1.57 Acres

Parking

  • Total spaces: 2
  • Parking features: Assigned,Uncovered
  • Covered spaces: 1
  • Uncovered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$73$876
Property Taxes $212$2,544
Electricity $398$4,786
Total$2,604$31,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,280/yr
40% on housing$78,120/yr
45% on housing$69,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$576This listing

vs Other Active Listings

Avg $/sqft

ZIP 91910$425
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 91910$529
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Contingent$375,000
2026-08-11Price change$375,000
2026-07-23Listed for sale$380,000
2018-02-22Sold$235,000
2018-01-23Listed for sale$235,000
2018-01-22Pending sale$235,000
2017-11-27Price change$235,000
2017-10-09Listed for sale$239,999

For Sale by Agent

AgentKarolyn Nigbor
BrokerageElevate Real Estate Agency

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