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4 W 14th St Unit 301, Cincinnati, OH, 45202

1beds
1baths
624sqft
$185,000
$296price/sqft
$1,409/moest. monthly cost
$56,360/yrincome needed

About This Home

Welcome to the heart of Over-the-Rhine! Perfectly positioned at the corner of 14th & Vine, this bright, open condo places Cincinnati's best restaurants, coffee shops, boutiques, and entertainment just outside your door. Tall ceilings, oversized bay windows, and an open layout create an airy feel, while the recently updated kitchen and bathroom blend modern finishes with the charm of this historic building. Additional features include in-unit laundry and the flexibility of both short- and long-term rentals, making this an exceptional opportunity for homeowners and investors alike.

Getting Around

95
WalkingWalker's Paradise
75
TransitExcellent Transit
73
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Membrane
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Full
  • Level: First

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Double Hung,Insulated Windows

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 624
  • Total interior livable area: 624 sqft

Kitchen

  • Features: Counter Bar,Wood Floor
  • Area: 90

Living Room

  • Area: 364

Master Bathroom

  • Features: Shower

Master Bedroom

  • Features: Window Treatment,Wood Floor
  • Level: First
  • Area: 0

Office

  • Area: 0

Property

Details

  • Parcel number: 0810004046800
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.41 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$49$588
Property Taxes $232$2,784
Electricity $193$2,320
Total$1,409$16,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,308/yr
40% on housing$42,270/yr
45% on housing$37,573/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 45202$228
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45202$291
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$185,000
2026-07-16Price change$185,000
2026-06-25Listed for sale$195,000
2026-06-08Listing removed$1,499
2026-04-23Price change$1,499
2026-04-01Listed for rent$1,550
2023-04-19Listing removed--
2023-03-26Listed for rent$1,500
2020-06-29Listing removed$179,000
2020-06-29Listed for sale$179,000
2020-06-26Sold$175,000
2020-05-18Pending sale$179,000
2019-11-09Price change$179,000
2019-10-24Listed for sale$187,000
2018-12-28Sold$168,000
2018-11-26Pending sale$179,000
2018-07-10Price change$179,000
2017-10-03Listed for sale$185,000

For Sale by Agent

AgentBrittney Lovdal
BrokerageKeller Williams Advisors

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