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186 County Road 1026, Valley Head, AL, 35989

5beds
4baths
3,022sqft
$499,900
$165price/sqft
$3,417/moest. monthly cost
$136,680/yrincome needed

About This Home

Stately brick home located on a cul-de-sac in desirable Highlands subdivision. Open floor plan! Spacious LVRM, large Kitchen and formal dining room, 5 BDRMS, 3 1/2 BA,. Extra lrg Master BDRM with French doors leading to the sitting room with built in bookcase. Large Master BA features dual sinks and dual closets! Crown molding throughout, hardwood floors, tile, recessed lighting and gas log FP are just a few of the great features! Front covered porch and back deck. Underground utilities! Call today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Valley Head High SchoolGrades PK-123.1 mi

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Cooktop,Dishwasher,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Carpet
  • Level: First
  • Area: 132

Bedroom3

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Carpet
  • Level: First
  • Area: 154

Bedroom4

  • Features: Ceiling Fan(s),Carpet
  • Level: Second
  • Area: 192

Bedroom5

  • Features: Ceiling Fan(s),Carpet
  • Level: Second
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Wood Floor
  • Level: First
  • Area: 168

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2
  • Cooling features: Central 2

Interior Area

  • Total interior livable area: 3,022 sqft

Kitchen

  • Features: 9’ Ceiling,Crown Molding,Pantry,Recessed Lighting,Sol Sur Cntrtop,Tile,Built-in Features
  • Level: First
  • Area: 224

Living Room

  • Features: 9’ Ceiling,Ceiling Fan(s),Fireplace,Recessed Lighting
  • Level: First
  • Area: 361

Master Bedroom

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Carpet,Double Vanity,Recessed Lighting,Tray Ceiling(s)
  • Level: First
  • Area: 255

Property

Details

  • Parcel number: 1401110000002.015

Lot

  • Lot size: 1.04 Acres
  • Lot size dimensions: 150 x 298 x 151 x 304

Parking

  • Parking features: Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$453$5,436
Property Taxes $99$1,188
Electricity $338$4,057
Total$3,417$41,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,154/yr
40% on housing$102,510/yr
45% on housing$91,120/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 35989$140
DeKalb County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 35989$171
DeKalb County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$499,900
2017-10-31Sold$277,000
2017-09-13Listed for sale$282,000

For Sale by Agent

AgentPamela Hancock
BrokerageSouthern Properties Agency Inc

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